1281 Tharpe Rd, Chipley, FL 32428 Property Records

Washington County property record for 1281 Tharpe Rd, Chipley, FL 32428 · Last verified January 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2 Baths
Year Built	Built 2018
Square Footage	2,403 sqft Heated Area
Lot Size	740,520 sqft (17 acres)
Garage	Carport
Occupancy	Owner Occupied
Last Sale	$315,000 (2021)

Property Details

APN / Parcel Number

Primary APN	`000023190000`
Alternative APN	`23190000`

Interior

Full Baths	2 Baths
Building Area	2,403 sqft Heated Area
Gross Area	3,347 sqft Gross Area
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1967
Effective Year Built	Effective 2018
Exterior Material	Brick Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Metal Roof
Lot Area	740,520 sqft (17 acres)
Garage Type	Carport Garage
Carport	Carport
Fence	Fence
Porch	Open Porch
Porch Area	464 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating

Location & Zoning

Account Number	000023190000
Street Address	1281 THARPE RD
City	CHIPLEY
State	FL
Zip	32428-4353
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	16 4 13 17 ORB 1228 P 770 N1/2 OF NW1/4 OF NE1/4, LESS 200' ON W END
Legal Range	13W
Legal Township	04N
Legal Section	16
Legal Block	2319
Legal Lot Number	0000
Jurisdiction	WASHINGTON FL
Minor Civil Division	CHIPLEY
Census Blockgroup	1
Census Block	1049
Census Tract	970104

Owner

Source: Washington County records · APN 000023190000

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1281 THARPE RD, CHIPLEY, FL 32428-4353
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 30, 2021 · Amount on Record
Deed Sale	Dec 30, 2021 · Amount on Record
Prior Sale	Dec 12, 2000
Deed Doc Number	0001228770
Deed Book / Page	1228 / 770
Record Refreshed	Jun 08, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Dec 30, 2021
Property Address	1281 THARPE RD, CHIPLEY, FL 32428-4353
Document Number	0067010432
Book / Page	1228 / 770
Instrument Date	Dec 30, 2021
Instrument	202167010432
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	NORTHWEST TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,205.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1281 THARPE RD, CHIPLEY, FL 32428-4353

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2830 MARY BALDWIN CIR, PANAMA CITY, FL 32405-3844
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000772
Date	Dec 30, 2021
Instrument	1228/772

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2052

Tax Assessment & Valuation

Source: Washington County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption	$278,426 (+2.87%)	$362,768 (+16.65%)
2024	$3,140.00 (-7.57%) Homeowner's exemption	$270,660	$310,984
2023	$3,397.00 (+8.15%)
2022	$3,141.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Washington County (12133C), updated July 4, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Moderate above 49% of the US · above 19% of Florida
Wildfire Likelihood	About 1 in 1,111 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.