Contra Costa County property record for 1281 Summit Rd, Lafayette, CA 94549 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,438 sqft · built 1976 |
| Lot Size | 0.64 acres (27,878 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $3,550,000 (Apr 2023) |
| Tax Bill | $42,254 (2025) |
| Deeds & Mortgages | Apr 2023 Sale & Mortgage Jun 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 175-040-019-2 |
| Primary APN | 175-040-019-2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 12 Rooms |
| Stories | 1 Story |
| Building Area | 3,438 sqft Living Area |
| 1st Floor Area | 2,349 sqft |
| Basement Area | 474 sqft |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 2010 |
| Lot Area | 27,878 sqft (0.64 acres) |
| Garage Type | Attached |
| Garage Area | 695 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 1281 SUMMIT RD |
|---|---|
| City | LAFAYETTE |
| State | CA |
| Zip | 94549-2629 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PARCEL MAP 33 PG 28 PCL A |
| Legal Subdivision | PM 33 28 |
| Legal Tract | 33PM28 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | CENTRAL CONTRA COSTA |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 340004 |
Source: Contra Costa County records · APN 175-040-019-2
Assessment roll updated July 14, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 1281 SUMMIT RD, LAFAYETTE, CA 94549-2629 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Apr 19, 2023 | Grant Deed, Transfer · Conventional Mortgage CITIBANK NA |
| Jun 01, 2022 | Grant Deed, Transfer · Conventional Mortgage FIRST REPUBLIC BANK |
| Apr 30, 2019 | Grant Deed, Transfer · Conventional Mortgage HOMESTREET BANK |
| Jun 29, 2018 | Grant Deed, Transfer · ARM US BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 19, 2023 · Amount on Record |
| Deed Sale | Apr 19, 2023 · Amount on Record |
| Prior Sale | Jun 01, 2022 · Amount on Record |
| Deed Document Number | 202336349 |
| Last Transfer Date | Aug 01, 2025 |
| Transfer Doc | 0000079227 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Apr 19, 2023 |
| Property Address | 1281 SUMMIT RD, LAFAYETTE, CA 94549-2629 |
| Document Number | 0000036349 |
| Map Reference | MB 33 PG 28 |
| Instrument Date | Mar 31, 2023 |
| Instrument | 2023-036349 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2023 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 1281 SUMMIT RD, LAFAYETTE, CA 94549-2629 |
| Document Number | 0000036350 |
|---|---|
| Date | Apr 19, 2023 |
| Instrument | 2023-036350 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2053 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Jun 01, 2022 |
| Property Address | 1281 SUMMIT RD, LAFAYETTE, CA 94549-2629 |
| Document Number | 0000092024 |
| Map Reference | MB 33 PG 28 |
| Instrument Date | May 26, 2022 |
| Instrument | 2022-092024 |
| Transaction Type | Transfer |
| Record Updated | Nov 03, 2022 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 1281 SUMMIT RD, LAFAYETTE, CA 94549-2629 |
| Document Number | 0000092025 |
|---|---|
| Date | Jun 01, 2022 |
| Instrument | 2022-092025 |
| Name | FIRST REPUBLIC BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.6% |
| Type Change Date | Jun 01, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2.95% |
| Max Rate At Change | 10.9% |
| Index | 1-Year CMT |
| Max Rate | 10.9% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Apr 30, 2019 |
| Property Address | 1281 SUMMIT RD, LAFAYETTE, CA 94549-2629 |
| Document Number | 0000060219 |
| Map Reference | MB 33 PG 28 |
| Instrument Date | Apr 25, 2019 |
| Instrument | 2019-060219 |
| Transaction Type | Transfer |
| Record Updated | Nov 03, 2022 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1281 SUMMIT RD, LAFAYETTE, CA 94549-2629 |
| Document Number | 0000060220 |
|---|---|
| Date | Apr 30, 2019 |
| Instrument | 2019-060220 |
| Name | HOMESTREET BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Jun 29, 2018 |
| Property Address | 1281 SUMMIT RD, LAFAYETTE, CA 94549-2629 |
| Document Number | 0000104645 |
| Map Reference | MB 33 PG 28 |
| Instrument Date | Jun 06, 2018 |
| Instrument | 2018-104645 |
| Transaction Type | Transfer |
| Record Updated | Nov 03, 2022 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 942 RAINTREE PL, LAFAYETTE, CA 94549-4816 |
| Document Number | 0000104646 |
|---|---|
| Date | Jun 29, 2018 |
| Instrument | 2018-104646 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Type Change Date | Jul 01, 2023 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 6.25% |
| Index | 1-Year CMT |
| Max Rate | 10.2% |
Source: Contra Costa County records · Assessment roll updated July 14, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | Lafayette City |
| Secondary School District | Acalanes Union High School District (09 - 12) |
| Elementary School District | Lafayette Elementary School District (KG - 08) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $3,767,288 (+2%) Land $2,440,778 Building $1,326,510 | |
| 2025 | $42,254.00 (-4.87%) | $3,693,420 (-4.71%) Land $2,392,920 Building $1,300,500 |
| 2023 | $44,415.00 (+39.91%) | $3,876,000 Land $3,060,000 Building $816,000 |
| 2022 | $31,745.00 |
Source: FEMA National Flood Hazard Layer, Contra Costa County (06013C), updated October 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060133400042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Moderate above 52% of the US · above 30% of California |
|---|---|
| Wildfire Likelihood | About 1 in 962 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 190 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Unwired | Fixed Wireless | 300 / 25 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: AT&T, Etheric Communications, LLC., Radiate Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.
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