Berks County property record for 1281 Shelbourne Rd, Reading, PA 19606
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,328 sqft · built 1908 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $125,000 (Jan 2013) |
| Tax Bill | $1,301 (2026) |
| Deeds & Mortgages | Sep 2026 Line of Credit Mar 2026 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5326-12-96-7425 |
| Primary APN | 5326-12-96-7425 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,328 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1908 |
|---|---|
| Effective Year Built | Effective 1908 |
| Exterior Material | Stucco |
| Lot Area | 20,038 sqft (0.46 acres) |
| View / Lot | Neighborhood |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 43030879 |
|---|---|
| Street Address | 1281 SHELBOURNE RD |
| City | READING |
| State | PA |
| Zip | 19606-9540 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 96 |
| Jurisdiction | BERKS PA |
| Township / Civil Division | EXETER |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 12107 |
Source: Berks County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1281 SHELBOURNE RD, READING, PA 19606-9540 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 23, 2026 | Deed of Trust, Mortgage · Line of Credit GUARANTEED RATE |
| Mar 23, 2026 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Jul 21, 2025 | Intrafamily Transfer, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 11, 2013 · Amount on Record |
| Deed Sale | Jan 11, 2013 · Amount on Record |
| Prior Sale | Jul 2, 2003 · Amount on Record |
| Deed Document Number | 20131105 |
| Last Transfer Date | Jul 14, 2025 |
| Transfer Doc | 0000021561 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Sep 23, 2026 |
| Property Address | 1281 SHELBOURNE RD, READING, PA 19606-9540 |
| Document Number | 0000031896 |
| Instrument Date | Sep 14, 2026 |
| Instrument | 202631896 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1281 SHELBOURNE RD, READING, PA 19606-9540 |
| Document Number | 0000031896, |
|---|---|
| Date | Sep 23, 2026 |
| Instrument | 202631896 |
| Name | GUARANTEED RATE |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 1281 SHELBOURNE RD, READING, PA 19606-9540 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | ADVOCUS TITLE AGENCY LLC |
| Name | Verified Name |
|---|---|
| Address | 1281 SHELBOURNE RD, READING, PA 19606-9540 |
| Document Number | 0000008459 |
|---|---|
| Date | Mar 23, 2026 |
| Instrument | 2026008459 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | 3940 N RAVENSWOOD AVE, CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Jul 21, 2025 |
| Property Address | 1281 SHELBOURNE RD, READING, PA 19606-9540 |
| Document Number | 0000021561 |
| Instrument Date | Jul 14, 2025 |
| Instrument | 2025021561 |
| Transaction Type | Transfer |
| Record Updated | Apr 30, 2026 |
| Title Company | SIGNATURE ABSTRACT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1281 SHELBOURNE RD, READING, PA 19606-9540 |
| Document Number | 0000021562 |
|---|---|
| Date | Jul 21, 2025 |
| Instrument | 2025021562 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2055 |
Source: Berks County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| County Subdivision | Exeter Township |
| Unified School District | Exeter Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,301.00 (+1.01%) | $82,800 (-) Land $34,600 Building $48,200 | $34,600 (-) Land $34,600 |
| 2025 | $1,288.00 (+6.27%) | $82,800 (-) Land $34,600 Building $48,200 | $34,600 (-58.21%) Land $34,600 |
| 2024 | $1,212.00 (-68.13%) | $82,800 (-) Land $34,600 Building $48,200 | |
| 2023 | $3,803.00 | $82,800 Land $34,600 Building $48,200 | |
| 1994 | $82,800 Land $34,600 Building $48,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 6 (2021–2025) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PAW GLEN ALSACE DIV private · serves 24,951 people · EPA ID PA3060088 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Copper | 1.45 mg/L (2025) action level 1.3 mg/L |
| Water Quality | Treatment failure resolved · Aug 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Service Electric Cable TV Cable | 2,000 / 200 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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