Maricopa County property record for 1281 S Saguaro St, Gilbert, AZ 85233
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,279 sqft · built 1997 |
| Lot Size | 0.126 acres (5,465 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $441,000 (Feb 2022) |
| Tax Bill | $1,424 (2025) |
| Deeds & Mortgages | Feb 2022 Sale & Mortgage Aug 2020 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 302-36-297 |
| Primary APN | 302-36-297 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,279 sqft Living Area |
| 1st Floor Area | 1,279 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Concrete |
| Lot Area | 5,465 sqft (0.126 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Refrigeration |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1281 S SAGUARO ST |
|---|---|
| City | GILBERT |
| State | AZ |
| Zip | 85233-8346 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-6 |
| Legal Description | DAVE BROWN MILLETT RANCH MCR 434-13 |
| Legal Range | 5E |
| Legal Township | 1S |
| Legal Section | 24 |
| Legal Subdivision | DAVE BROWN MILLETT RANCH |
| Legal Lot Number | 239 |
| Jurisdiction | MARICOPA AZ |
| Township / Civil Division | CHANDLER |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 814300 |
Source: Maricopa County records, as of October 22, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1281 S SAGUARO ST, GILBERT, AZ 85233-8346 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 10, 2022 | Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Aug 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GENEVA FINANCIAL LLC |
| Apr 24, 2017 | Warranty Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 10, 2022 · Amount on Record |
| Deed Sale | Feb 10, 2022 · Amount on Record |
| Prior Sale | Apr 24, 2017 · Amount on Record |
| Deed Document Number | 2022124293 |
| Prior Transfer Date | Jan 7, 1998 |
| Prior Transfer Doc | 0000017735 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Feb 10, 2022 |
| Property Address | 1281 S SAGUARO ST, GILBERT, AZ 85233-8346 |
| Document Number | 0000124293 |
| Map Reference | MB 434 PG 13 |
| Instrument Date | Jan 31, 2022 |
| Instrument | 20220124293 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2022 |
| Title Company | UNITED TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 564 W YALE DR, 564, TEMPE, AZ 85283-2761 |
| Name | Verified Name |
|---|---|
| Address | 1281 S SAGUARO ST, GILBERT, AZ 85233-8346 |
| Document Number | 0000124294 |
|---|---|
| Date | Feb 10, 2022 |
| Instrument | 20220124294 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 1281 S SAGUARO ST, GILBERT, AZ 85233-8346 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000784945 |
|---|---|
| Date | Aug 25, 2020 |
| Instrument | 20200784945 |
| Name | GENEVA FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHANDLER, AZ 85248 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Apr 24, 2017 |
| Property Address | 1281 S SAGUARO ST, GILBERT, AZ 85233-8346 |
| Document Number | 0000291895 |
| Map Reference | MB 434 PG 13 |
| Instrument Date | Apr 21, 2017 |
| Instrument | 2017-0291895 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | CHICAGO TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1281 S SAGUARO ST, 1281, GILBERT, AZ 85233-8346 |
| Name | Verified Name |
|---|---|
| Address | 1281 S SAGUARO ST, GILBERT, AZ 85233-8346 |
| Document Number | 0000291896 |
|---|---|
| Date | Apr 24, 2017 |
| Instrument | 2017-0291896 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2047 |
Source: Maricopa County assessment roll, as of October 22, 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Maricopa County |
| Municipality | Gilbert Town |
| Unified School District | Gilbert Unified District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $36,250 (+94.43%) | $362,500 (+3.63%) Land $72,500 Building $290,000 | |
| 2025 | $1,424.00 (+3.26%) | $18,644 (-49.24%) | $349,800 (-4.76%) Land $69,900 Building $279,900 |
| 2024 | $36,730 | $367,300 Land $73,400 Building $293,900 | |
| 2023 | $1,379.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AH, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | Treatment report not submitted Oct 2017 |
| Monitoring and Reporting | 53 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 553 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 500 |
| Arizona Network Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GeoLinks, Tristate Wi-Fi by Wi-Fiber, WeLink Communications.
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