Henderson County property record for 1281 River Rd, Carman, IL 61425
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,308 sqft · built 1978 |
| Lot Size | 0.642 acres (27,966 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,326 (2022) |
| Flood Zone | Zone AE (high risk) |
| APN | 05-33-201-009 |
| Primary APN | 05-33-201-009 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,308 sqft Living Area |
| Year Built | Built 1978 |
|---|---|
| Construction Type | Frame |
| Lot Area | 27,966 sqft (0.642 acres) |
| Cooling System | HVAC |
|---|
| Street Address | 1281 RIVER RD |
|---|---|
| City | CARMAN |
| State | IL |
| Zip | 61425 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT LOT 10 & TR A LOT 9 & TR D LOT 11 MELLINGER & SHELDON'S ADDITION VILLAGE OF GULFPORT |
| Legal Subdivision | MELLINGER SHELDONS ADD |
| Legal Tract | A,D |
| Legal Lot Number | 9-11 |
| Jurisdiction | HENDERSON IL |
| Township / Civil Division | GLADSTONE |
| Census Block Group | 2 |
| Census Block | 2091 |
| Census Tract | 973400 |
1281 River Rd is owned and occupied by two individuals.
Source: Henderson County records, as of October 19, 2023
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 131, CARMAN, IL 61425-0131 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 7, 2026 |
Source: Henderson County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| County | Henderson County |
| County Subdivision | Gladstone Township |
| Municipality | Gulfport Village |
| Unified School District | West Central Community Unit School District 235 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | $1,326.00 Homeowner's exemption | $24,098 Land $10,776 Building $13,322 | $72,294 Land $32,328 Building $39,966 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1281 River Rd in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 18, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 64 policies |
| Nearby Flood Policies | 64 in force |
| Nearby Flood Claims | 23 (2001–2026) |
| Claims Outside the SFHA | 1 of 23 |
| Most Recent Claim | Apr 2026 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1281 River Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · above 42% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 25 / 3 |
5G (outdoors only) and 4G LTE
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