1281 Richard Rd, Irwin, PA 15642 Property Records

Westmoreland County property record for 1281 Richard Rd, Irwin, PA 15642

Property Summary

Property Type	Single Family Home
Lot Size	0.197 acres (8,581 sqft)
Owner	2 Individual Names on File
Last Sale	$272,000 (Aug 2022)
Tax Bill	$3,145 (2026)
Deeds & Mortgages	Nov 2023 Line of Credit Apr 2019 Line of Credit + 4 more
APN	`54-06-10-0-064`

Property Details

APN / Parcel Number

Primary APN	`54-06-10-0-064`
Alternative APN	`0540060100064`

Exterior

Lot Area	8,581 sqft (0.197 acres)
Lot Dimensions	132 ft deep x 65 ft wide

Location & Zoning

Street Address	1281 RICHARD RD
City	IRWIN
State	PA
Zip	15642-5209
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE-LOT 20 65 X 132.02 X IR
Legal Subdivision	THIRD ADDITION OF MARKVUE MANOR
Legal Lot Number	20
Jurisdiction	WESTMORELAND PA
Township / Civil Division	NORTH HUNTINGDON
Census Block Group	4
Census Block	4011
Census Tract	803301

Owner

1281 Richard Rd is owned and occupied by two individuals who bought it in August 2022.

Source: Westmoreland County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1281 RICHARD RD, IRWIN, PA 15642-5209
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2023	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF PENNSYLVANIA
Apr 26, 2019	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Aug 24, 2022	Special Warranty Deed, Transfer · Conventional Mortgage WELCOME HOME FINANCE
Nov 20, 2020	Quit Claim Deed, Transfer ASSURED SETTLEMENT
Nov 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage MLEND
Mar 3, 2017	Special Warranty Deed, Transfer · FHA Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2022 · Amount on File
Deed Sale	Aug 24, 2022 · Amount on File
Prior Sale	Mar 3, 2017 · Amount on File
Deed Document Number	202230104
Prior Transfer Date	Nov 9, 2020
Prior Transfer Doc	0000039875
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND PA
Property Address	C MARKVUE M PL 3, NORTH HUNTINGDON, PA 15642
Transaction Type	Mortgage
Record Updated	Mar 28, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1281 RICHARD RD, NORTH HUNTINGDON, PA 15642-5209

Mortgage

Document Number	0000028892
Date	Nov 8, 2023
Instrument	202311080028892

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	IRWIN, PA 15642

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Oct 20, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND PA
Property Address	C MARKVUE M PL 3, NORTH HUNTINGDON, PA 15642
Transaction Type	Mortgage
Record Updated	Aug 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011696
Date	Apr 26, 2019
Instrument	201904260011696

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 12, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WESTMORELAND PA
Recording Date	Aug 24, 2022
Property Address	C MARKVUE M PL 3, NORTH HUNTINGDON, PA 15642
Document Number	0000030104
Map Reference	PG 46
Instrument Date	Aug 1, 2022
Instrument	202208240030104
Transaction Type	Transfer
Record Updated	Aug 30, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,440.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1281 RICHARD RD, NORTH HUNTINGDON, PA 15642-5209

Mortgage

Document Number	0000030105
Date	Aug 24, 2022
Instrument	202208240030105

Lender

Name	WELCOME HOME FINANCE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2037

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTMORELAND PA
Recording Date	Nov 20, 2020
Property Address	C MARKVUE M PL 3, NORTH HUNTINGDON, PA 15642
Document Number	0000039875
Instrument Date	Nov 9, 2020
Instrument	39875
Transaction Type	Transfer
Record Updated	Dec 1, 2020
Title Company	ASSURED SETTLEMENT

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1281 RICHARD RD NORTH HUNTINGDON PA 156425209, NORTH HUNTINGDON, PA 15642-5209

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND PA
Property Address	C MARKVUE M PL 3, NORTH HUNTINGDON, PA 15642
Document Number	0000039876
Instrument Date	Nov 6, 2020
Transaction Type	Mortgage
Record Updated	Dec 1, 2020
Title Company	ASSURED SETTLEMENT SERVICES, ASSURED SETTLEMENT SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1281 RICHARD RD IRWIN PA 156425209, IRWIN, PA 15642-5209

Mortgage

Document Number	0000039876
Date	Nov 6, 2020
Instrument	39876

Lender

Name	MLEND
Address	MIDDLETOWN, MD 21769

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 5, 2050

March 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WESTMORELAND PA
Recording Date	Mar 3, 2017
Property Address	C MARKVUE M PL 3, NORTH HUNTINGDON, PA 15642
Document Number	0000007187
Map Reference	VOL38 PG46
Instrument Date	Feb 28, 2017
Instrument	201703030007187
Transaction Type	Transfer
Record Updated	Aug 30, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,349.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1281 RICHARD RD, IRWIN, PA 15642-5209

Mortgage

Document Number	0000007188
Date	Mar 3, 2017
Instrument	201703030007188

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 1281 Richard Rd was $3,145, up 2.6% from the year before.

Source: Westmoreland County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Westmoreland County
County Subdivision	North Huntingdon Township
Unified School District	Norwin School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,145.00 (+2.58%)	$22,490 Land $3,880 Building $18,610
2025	$3,066.00 (+8.38%)		$22,490 Land $3,880 Building $18,610
2024	$2,829.00	$22,490 Land $3,880 Building $18,610
1972			$22,490 Land $3,880 Building $18,610

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 1281 Richard Rd.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1281 Richard Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAWC YOUGH PLANT serves 133,000 people · EPA ID PA5260036
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2022 Treatment failure resolved · Aug 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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