Stanislaus County property record for 1281 Ray Ct, Turlock, CA 95380
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,333 sqft · built 1991 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $245,000 (Sep 2018) |
| Tax Bill | $3,818 (2026) |
| Deeds & Mortgages | Jun 2023 Second Mortgage Jun 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 043-060-028-000 |
| Primary APN | 043-060-028-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,333 sqft Living Area |
| 1st Floor Area | 1,333 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Construction Type | Wood |
| Lot Area | 6,534 sqft (0.15 acres) |
| View / Lot | Corner |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1281 RAY CT |
|---|---|
| City | TURLOCK |
| State | CA |
| Zip | 95380-6060 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MAP E6 75-79 |
| Legal Subdivision | ARBOR ESTATES 10 |
| Legal Block | 2 |
| Legal Lot Number | 21&20 |
| Jurisdiction | STANISLAUS CA |
| Township / Civil Division | TURLOCK |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 3803 |
Source: Stanislaus County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1281 RAY CT, TURLOCK, CA 95380-6060 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 23, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage THE GOLDEN 1 CU |
| Jun 24, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Sep 5, 2018 | Grant Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 5, 2018 · Amount on Record |
| Deed Sale | Sep 5, 2018 · Amount on Record |
| Prior Sale | Apr 28, 2006 · Amount on Record |
| Deed Document Number | 201861293 |
| Last Transfer Date | Jun 14, 2021 |
| Transfer Doc | 0000060152 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Property Address | 1281 RAY CT, TURLOCK, CA 95380-6060 |
| Transaction Type | Mortgage |
| Record Updated | Jul 5, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Name | Verified Name |
|---|---|
| Address | 1281 RAY CT, TURLOCK, CA 95380-6060 |
| Document Number | 0000028318 |
|---|---|
| Date | Jun 23, 2023 |
| Instrument | 2023-0028318 |
| Name | THE GOLDEN 1 CU |
|---|---|
| Type | Credit Union |
| Address | SACRAMENTO, CA 95826 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 25, 2038 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Recording Date | Jun 24, 2021 |
| Property Address | 1281 RAY CT, TURLOCK, CA 95380-6060 |
| Document Number | 0000060152 |
| Map Reference | VOL 34 PG 43 |
| Instrument Date | Jun 20, 2021 |
| Instrument | 2021-0060152 |
| Transaction Type | Transfer |
| Record Updated | Jul 7, 2021 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1281 RAY CT, TURLOCK, CA 95380-6060 |
| Document Number | 0000060153 |
|---|---|
| Date | Jun 24, 2021 |
| Instrument | 2021-0060153 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Recording Date | Sep 5, 2018 |
| Property Address | 1281 RAY CT, TURLOCK, CA 95380-6060 |
| Document Number | 0000061293 |
| Map Reference | VOL34 PG43 |
| Instrument Date | Aug 13, 2018 |
| Instrument | 2018-0061293 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | OLD REPUBLIC TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1281 RAY CT, TURLOCK, CA 95380-6060 |
| Document Number | 0000061294 |
|---|---|
| Date | Sep 5, 2018 |
| Instrument | 2018-0061294 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2048 |
Source: Stanislaus County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Stanislaus County |
| Municipality | Turlock City |
| Unified School District | Turlock Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $3,818.00 (+1.38%) | $355,315 (+2%) Land $166,843 Building $188,472 |
| 2025 | $3,766.00 (+2.03%) | $348,349 (+4.04%) Land $163,572 Building $184,777 |
| 2023 | $3,691.00 (+28.74%) | $334,823 Land $157,221 Building $177,602 |
| 2022 | $2,867.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 81% of California |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TURLOCK serves 72,888 people · EPA ID CA5010019 |
|---|---|
| Water Source | Purchased surface water from STANISLAUS REGIONAL WATER AUTHORITY |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | Nitrate resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 433 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Ayera Technologies Fixed Wireless | 1,000 / 500 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
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