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1281 Rainbow Ct, Naples, FL 34110 Property Records

Collier County property record for 1281 Rainbow Ct, Naples, FL 34110

Property Summary

Property TypeSingle Family Home
Details1,492 sqft · built 1981
Lot Size0.15 acres (6,534 sqft)
Owner2 Individual Names on File
Last Sale$275,000 (Jun 2014)
Tax Bill$3,591 (2025)
Deeds & MortgagesDec 2025 Line of Credit
Aug 2021 Mortgage
Flood ZoneZone AE (high risk)
APN391000 413A16

Property Details

APN / Parcel Number

Primary APN391000 413A16
Alternative APNs
  • 48071560007090900413
  • 48071560007

Interior

Stories1 Story
Building Area1,492 sqft Living Area
1st Floor Area1,492 sqft

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Construction TypeWood
Lot Area6,534 sqft (0.15 acres)
Lot Dimensions109 ft deep x 60 ft wide
View / LotWaterfront
Pool Area66 sqft
Deck Area204 sqft

Location & Zoning

Street Address1281 RAINBOW CT
CityNAPLES
StateFL
Zip34110-1512
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRMF-6
Legal DescriptionGULF HARBOR LOT 41
Legal Range25
Legal Township48
Legal Section16
Legal SubdivisionGULF HARBOR
Legal Tract391000
Legal Block1
Legal Lot Number41
JurisdictionCOLLIER FL
Township / Civil DivisionNAPLES
Census Block Group1
Census Block1000
Census Tract10111

Owner

Source: Collier County assessment roll, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1281 RAINBOW CT, NAPLES, FL 34110-1512
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 16, 2025Deed of Trust, Mortgage · Line of Credit
WEST CAPITAL LENDING INC
Aug 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 17, 2014 · Amount on Record
Deed SaleJun 17, 2014 · Amount on Record
Prior SaleJan 6, 1999 · Amount on Record
Deed Document Number20144996129
Deed Book / Page5048 / 3012
Prior Transfer DateMar 13, 2008
Prior Transfer Doc0043401729
Record UpdatedJun 8, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address1281 RAINBOW CT, NAPLES, FL 34110-1512
Transaction TypeMortgage
Record UpdatedDec 26, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address1281 RAINBOW CT, NAPLES, FL 34110-1512
InvestorPossibly a Property Investor

Mortgage

Document Number0065362071
DateDec 16, 2025
Book Page6536/2071
Instrument6764370
Lender
NameWEST CAPITAL LENDING INC
TypeMortgage Company
AddressIRVINE, CA 92614
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueDec 15, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address1281 RAINBOW CT, NAPLES, FL 34110-1512
Transaction TypeMortgage
Record UpdatedDec 30, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0059991698
DateAug 19, 2021
Book Page5999/1698
Instrument6114748
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

Tax Assessment & Valuation

Source: Collier County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,591.00 (+2.4%) Homeowner's exemption$389,507 (+5.99%)$648,389 (-30.57%) Land $518,400 Building $129,989
2024$3,507.00 (+1.04%)
2023$3,471.00 (-2.28%) Homeowner's exemption$367,505 (+3%)$933,863 (+52.24%) Land $764,640 Building $169,223
2022$3,552.00 Homeowner's exemption$356,801$613,435 Land $435,456 Building $177,979

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 210 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies994 units insured
incl. 784 condo units
Nearby Flood Claims269 (2001–2024)
Claims Outside the SFHA52 of 269
Most Recent ClaimNov 2024 · rainfall accumulation
Claims by Event
  • Hurricane Helene, Sep 2024 · 32 claims
  • Hurricane Ian, Oct 2022 · 107 claims
  • Hurricane Ian, Sep 2022 · 81 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 70% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLLIER COUNTY REGIONAL WTP
serves 216,993 people · EPA ID FL5114069
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
T-Mobile USA
Fixed Wireless		100 / 20

May also be available: Lumen Technologies.

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