1281 Oakleaf Ct, Aurora, IL 60506 Property Records

Kane County property record for 1281 Oakleaf Ct, Aurora, IL 60506

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,880 sqft · built 2001
Lot Size	0.008 acres (360 sqft)
Owner	Individual on Record
Last Sale	$281,000 (Feb 2024)
Tax Bill	$6,418 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Mar 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-07-451-038`

Property Details

APN / Parcel Number

Primary APN	`15-07-451-038`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,880 sqft Living Area
Gross Area	2,133 sqft
1st Floor Area	1,880 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Construction Type	Mixed
Lot Area	360 sqft (0.008 acres)
Garage Type	Attached
Garage Area	253 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1281 OAKLEAF CT
City	AURORA
State	IL
Zip	60506-1676
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTWIND OAKS PT LOT 1 DESC IN DOC 2002K019456 RANGE CODE: 001
Legal Subdivision	WESTWIND OAKS
Legal Block	2
Legal Lot Number	1
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	2
Census Block	2045
Census Tract	853001

Owner

Source: Kane County assessment roll, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	1281 OAKLEAF CT, AURORA, IL 60506-1676
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2024	Warranty Deed, Transfer · VA Mortgage MORTGAGE SOLUTIONS OF COLORADO LLC
Mar 2, 2022	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Jun 4, 2020	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 21, 2024 · Amount on Record
Deed Sale	Feb 21, 2024 · Amount on Record
Prior Sale	Mar 2, 2022 · Amount on Record
Deed Document Number	20245534
Record Updated	Sep 20, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Feb 21, 2024
Property Address	1281 OAKLEAF CT, AURORA, IL 60506-1676
Document Number	0000005534
Instrument Date	Feb 1, 2024
Instrument	2024K005534
Transaction Type	Transfer
Record Updated	Mar 1, 2024
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$281.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1281 OAKLEAF CT, AURORA, IL 60506-1676

Mortgage

Document Number	0000005535
Date	Feb 21, 2024
Instrument	2024K005535

Lender

Name	MORTGAGE SOLUTIONS OF COLORADO LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

Interest

Rate Type	Fixed Rate
Rate	7.75%

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Mar 2, 2022
Property Address	1281 OAKLEAF CT, AURORA, IL 60506-1676
Document Number	0000011966
Instrument Date	Feb 22, 2022
Instrument	2022K011966
Transaction Type	Transfer
Record Updated	Mar 9, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1281 OAKLEAF CT, 1281, AURORA, IL 60506-1676

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1281 OAKLEAF CT, AURORA, IL 60506-1676

Mortgage

Document Number	0000011967
Date	Mar 2, 2022
Instrument	2022K011967

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

Interest

Rate Type	Fixed Rate
Rate	3.87%

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jun 4, 2020
Property Address	1281 OAKLEAF CT, AURORA, IL 60506-1676
Document Number	0000028712
Instrument Date	Apr 21, 2020
Instrument	28712
Transaction Type	Transfer
Record Updated	Jul 17, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1281 OAKLEAF CT AURORA IL 605061676, AURORA, IL 60506-1676

Mortgage

Document Number	28713
Date	Jun 4, 2020
Instrument	28713

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 3, 2050

Interest

Rate Type	Fixed Rate
Rate	3.37%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora West Unit School District 129 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,418.00 (+3.5%)	$94,421 (+9.39%) Land $12,771 Building $81,650	$283,376 (+9.39%) Land $38,328 Building $245,048
2024	$6,201.00 (+8.85%)	$86,316 (+22.67%) Land $11,675 Building $74,641	$259,052 (+22.71%) Land $35,039 Building $224,013
2022	$5,697.00 (+4.78%) Homeowner's exemption	$70,367 (+7.41%) Land $9,518 Building $60,849	$211,101 (+7.41%) Land $28,554 Building $182,547
2021	$5,437.00 Homeowner's exemption	$65,512 Land $8,861 Building $56,651	$196,536 Land $26,583 Building $169,953

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Watch TV.

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