1281 N 25 E, Layton, UT 84041 Property Records

Davis County property record for 1281 N 25 E, Layton, UT 84041

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,620 sqft · built 1982
Lot Size	0.47 acres (20,473 sqft)
Owner	2 Individual Names on File
Last Sale	$255,000 (Jan 2009)
Tax Bill	$2,887 (2025)
Deeds & Mortgages	May 2026 Line of Credit Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-252-0425`

Property Details

APN / Parcel Number

Primary APN	`10-252-0425`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,620 sqft Living Area
Basement Area	1,532 sqft
Unfinished Basement	1,532 sqft

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	20,473 sqft (0.47 acres)
Garage Area	828 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1281 N 25 E
City	LAYTON
State	UT
Zip	84041-2976
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-6
Legal Description	ALL OF LOT 425, ASPEN PLACE SUB PHASE 4. CONT 0.47 ACRES
Legal Subdivision	ASPEN PLACE SUBDIVISION PHASE 4
Legal Phase	4
Legal Lot Number	425
Jurisdiction	DAVIS UT
Township / Civil Division	NORTH DAVIS
Census Block Group	2
Census Block	2023
Census Tract	125805

Owner

1281 N 25 E is owned and occupied by two individuals who acquired it in September 2021.

Source: Davis County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1281 N 25 E, LAYTON, UT 84041-2976
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
May 6, 2026	Deed of Trust, Mortgage · Line of Credit AMERICA FIRST FEDERAL CREDIT UNION
Sep 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICA FIRST FCU
Sep 9, 2021	Intrafamily Transfer, Transfer US TITLE COMPANY OF UTAH
Aug 29, 2017	Deed of Trust, Mortgage · Conventional Mortgage GOLDENWEST FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 13, 2009 · Amount on File
Deed Sale	Jan 13, 2009 · Amount on File
Prior Sale	Apr 11, 2005 · Amount on File
Deed Document Number	20092415497
Deed Book / Page	4691 / 364
Last Transfer Date	Sep 3, 2021
Transfer Doc	07840/1829
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Recording Date	May 6, 2026
Property Address	1281 N 25 E, LAYTON, UT 84041-2976
Document Number	0003666843
Book / Page	8989 / 865
Instrument Date	May 4, 2026
Instrument	20263666843
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust, 212
Address	1281 N 25 E, LAYTON, UT 84041-2976

Mortgage

Document Number	0003666843,
Date	May 6, 2026
Book Page	8989/865
Instrument	20263666843

Lender

Name	AMERICA FIRST FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.46%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	1281 N 25 E, LAYTON, UT 84041-2976
Transaction Type	Mortgage
Record Updated	Jun 14, 2023
Title Company	NOT AVAILABLE, US TITLE COMPANY OF UTAH

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	07840/1814
Date	Sep 9, 2021
Book Page	7840/1814
Instrument	3416910

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84409

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2036

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DAVIS UT
Recording Date	Sep 9, 2021
Property Address	1281 N 25 E, LAYTON, UT 84041-2976
Document Number	7840/1829
Book / Page	7840 / 1829
Instrument Date	Sep 3, 2021
Instrument	3416911
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	US TITLE COMPANY OF UTAH

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1281 N 25 E, LAYTON, UT 84041-2976

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	1281 N 25 E, LAYTON, UT 84041-2976
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	BACKMAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003041572
Date	Aug 29, 2017
Book Page	6838/3
Instrument	3041572

Lender

Name	GOLDENWEST FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1281 N 25 E was $2,887, up 4.8% from the year before.

Source: Davis County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Layton City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$306,900 (+1.27%) Land $145,289 Building $161,611	$558,000 (+1.27%) Land $264,162 Building $293,838
2025	$2,887.00 (+4.75%)	$303,050 Land $136,649 Building $166,401	$551,000 Land $248,453 Building $302,547
2024	$2,756.00 (-2.13%)
2023	$2,816.00 (+0.64%)	$525,000 Land $161,975 Building $363,025	$525,000 Land $161,975 Building $363,025
2022	$2,798.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1281 N 25 E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1281 N 25 E has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAYTON CITY WATER SYSTEM serves 82,000 people · EPA ID UTAH06018
Water Source	Purchased surface water from WEBER BASIN WCD - CENTRAL
Last State Inspection	Sep 2023
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 707 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Rise Broadband, Utah Broadband.

Nearby Properties on N 25 E

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures