Imperial County property record for 1281 Indian Ocean Ave, Thermal, CA 92274
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,565 sqft · built 2007 |
| Lot Size | 0.223 acres (9,722 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $165,000 (Sep 2018) |
| Tax Bill | $1,454 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage May 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 008-612-007-000 |
| Primary APN | 008-612-007-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,565 sqft Living Area |
| 1st Floor Area | 1,565 sqft |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Lot Area | 9,722 sqft (0.223 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Sewer | Connected |
|---|
| Street Address | 1281 INDIAN OCEAN AVE |
|---|---|
| City | THERMAL |
| State | CA |
| Zip | 92274-8500 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 7 BLK 6 TR 766 |
| Legal Subdivision | UNINCORPORATED AREA TR#766 |
| Legal Tract | 766 |
| Legal Block | 6 |
| Legal Lot Number | 7 |
| Jurisdiction | IMPERIAL CA |
| Township / Civil Division | WEST IMPERIAL |
| Census Block Group | 2 |
| Census Block | 2235 |
| Census Tract | 12302 |
Source: Imperial County assessment roll, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1281 INDIAN OCEAN AVE, THERMAL, CA 92274-8500 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 19, 2022 | Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING |
| May 25, 2021 | Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING |
| Sep 24, 2018 | Grant Deed, Transfer · VA Mortgage JP MORGAN CHASE BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 24, 2018 · Amount on Record |
| Deed Sale | Sep 24, 2018 · Amount on Record |
| Prior Sale | Nov 10, 2011 · Amount on Record |
| Deed Document Number | 201817578 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IMPERIAL CA |
| Property Address | 1281 INDIAN OCEAN AVE, THERMAL, CA 92274-8500 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2022 |
| Title Company | VANTAGE PT TITLE INC, VANTAGE POINT TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 1281 INDIAN OCEAN AVENUE, SALTON CITY, CA 92275 |
| Document Number | 0000009078 |
|---|---|
| Date | Apr 19, 2022 |
| Instrument | 2022009078 |
| Name | CLEARPATH LENDING |
|---|---|
| Type | Lending Institution |
| Address | IRVINE, CA 92618 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IMPERIAL CA |
| Property Address | 1281 INDIAN OCEAN AVE, THERMAL, CA 92274-8500 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2022 |
| Title Company | PACIFIC COAST TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 1281 INDIAN OCEAN AVE, SALTON CITY, CA 92275 |
| Document Number | 0000012119 |
|---|---|
| Date | May 25, 2021 |
| Instrument | 2021012119 |
| Name | CLEARPATH LENDING |
|---|---|
| Type | Lending Institution |
| Address | IRVINE, CA 92618 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | IMPERIAL CA |
| Recording Date | Sep 24, 2018 |
| Property Address | 1281 INDIAN OCEAN AVE, THERMAL, CA 92274-8500 |
| Document Number | 0000017678 |
| Instrument Date | Sep 5, 2018 |
| Instrument | 17678 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $181.50 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1281 INDIAN OCEAN AVE THERMAL CA 922748500, THERMAL, CA 92274-8500 |
| Document Number | 17579 |
|---|---|
| Date | Sep 24, 2018 |
| Instrument | 17579 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240-2050 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 23, 2048 |
Source: Imperial County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | California |
| County | Imperial County |
| Unified School District | Coachella Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $187,736 (+6.12%) Land $11,376 Building $176,360 | |
| 2025 | $1,454.00 (+0.9%) | |
| 2023 | $1,441.00 (+7.06%) Disabled Person's exemption Veteran's exemption | $176,910 Land $10,721 Building $166,189 |
| 2022 | $1,346.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 27 (1978–1985) |
| Most Recent Claim | Mar 1985 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DD Mobile Home Park private · serves 275 people · EPA ID 090605160 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | Below detection (2023–2025) action level 15 ppb |
Listed by EPA as a serious violator, with a treatment or procedure violation still open.
| Water Quality | Arsenic resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected currently in violation since May 2021 No certified operator Oct 2019 |
| Monitoring and Reporting | 54 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito West Holding Cable | 1,000 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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