Hamilton County property record for 1281 Ida St, Cincinnati, OH 45202
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 3,199 sqft · built 2015 |
| Lot Size | 0.053 acres (2,352 sqft) |
| Owner | 2 Owner Names on Record |
| Last Sale | $283,000 (Sep 2011) |
| Tax Bill | $17,050 (2025) |
| Deeds & Mortgages | May 2021 Mortgage May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 073-0003-0237-00 |
| Primary APN | 073-0003-0237-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 3 Stories |
| Building Area | 3,199 sqft Living Area |
| 1st Floor Area | 693 sqft |
| 2nd Floor Area | 2,506 sqft |
| Basement Area | 693 sqft |
| Finished Basement | 582 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 2,352 sqft (0.053 acres) |
| Lot Dimensions | 95 ft deep x 25 ft wide |
| Garage Type | Attached |
| Garage Area | 432 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 750 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1281 IDA ST |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45202-1525 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1281 IDA ST 25 X 95 LOT 5 FIEDELDEY & KRUMBERG SUB BLK B |
| Legal Subdivision | KRUMBER G SUB |
| Legal Block | B |
| Legal Lot Number | 5 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 26800 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 1281 IDA ST, CINCINNATI, OH 45202-1525 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| May 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK |
| May 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 27, 2011 · Amount on Record |
| Deed Sale | Sep 27, 2011 · Amount on Record |
| Prior Sale | May 8, 2006 |
| Deed Document Number | 244164 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 1281 IDA ST, CINCINNATI, OH 45202-1525 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Title Company | ACS TITLE AND CLOSING SERVICES, ACS TITLE & CLOSING SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0000061420 |
|---|---|
| Date | May 18, 2021 |
| Book Page | 14420/804 |
| Instrument | 2021-0061420 |
| Name | GUARDIAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | Jun 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 5.5% |
| Index | 1-Year CMT |
| Max Rate | 9.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 1281 IDA ST, CINCINNATI, OH 45202-1525 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Title Company | ACS TITLE AND CLOSING SERVICES, ACS TITLE & CLOSING SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0000059980 |
|---|---|
| Date | May 14, 2021 |
| Book Page | 14418/31 |
| Instrument | 2021-0059980 |
| Name | GUARDIAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $17,050.00 (+3.14%) | $473,942 (+%) Land $70,745 Building $403,197 | |
| 2024 | $16,531.00 (-2.21%) | $473,941 (-) Land $70,745 Building $403,196 | |
| 2023 | $16,905.00 (+24.26%) | $473,941 (+19.44%) Land $70,745 Building $403,196 | $1,354,120 (+19.44%) Land $202,130 Building $1,151,990 |
| 2022 | $13,604.00 Homeowner's exemption | $396,795 Land $68,173 Building $328,622 | |
| 2020 | $1,133,700 Land $194,780 Building $938,920 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1978) |
| Most Recent Claim | Dec 1978 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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