1281 E Main St, Benton Harbor, MI 49022 Property Records

Berrien County property record for 1281 E Main St, Benton Harbor, MI 49022

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.264 acres (11,500 sqft)
Owner	Individual Name on File
Last Sale	$100 (Feb 1989)
Tax Bill	$184 (2025)
Deeds & Mortgages	Apr 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`03-2970-0005-00-1`

Property Details

APN / Parcel Number

Primary APN	`03-2970-0005-00-1`
Alternative APN	`11-03-2970-0005-00-1`

Exterior

Lot Area	11,500 sqft (0.264 acres)
Lot Dimensions	125 ft deep x 92 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1281 E MAIN ST
City	BENTON HARBOR
State	MI
Zip	49022-2931
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	B TWO FAMI
Legal Description	LOTS 5 & 6 HARRIS SUB
Legal Subdivision	HARRIS SUB
Legal Lot Number	5-6
Jurisdiction	BERRIEN MI
Township / Civil Division	BENTON
Census Block Group	1
Census Block	1036
Census Tract	2200

Owner

Source: Berrien County records · APN 03-2970-0005-00-1

Assessment roll updated June 5, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	209 BLACKMAN ST, LAWRENCE, MI 49064-9606
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 27, 1989 · Amount on Record
Deed Sale	Feb 27, 1989 · Amount on Record
Deed Book / Page	1373 / 935
Last Transfer Date	Apr 12, 2022
Transfer Doc	03370/3095
Record Updated	Sep 20, 2026

April 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERRIEN MI
Recording Date	Apr 13, 2022
Property Address	1281 E MAIN ST, BENTON HARBOR, MI 49022-2931
Document Number	03370/3095
Book / Page	3370 / 3095
Instrument Date	Apr 12, 2022
Instrument	2022350323
Transaction Type	Transfer
Record Updated	Nov 09, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	410 N CRYSTAL AVE, BENTON HARBOR, MI 49022-1924

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	71939 COUNTY ROAD 380, SOUTH HAVEN, MI 49090-8766

Tax Assessment & Valuation

Source: Berrien County records · Assessment roll updated June 5, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Benton Charter Township
Unified School District	Benton Harbor Area Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,800 (+27.27%)	$5,600 (+27.27%)
2025	$184.00 (+22.67%)
2023		$2,200	$4,400
2022	$150.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Berrien County (26021C), as of September 10, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T.

Based on FCC filings for 187 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MI0000600, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	BENTON HARBOR serves 9,103 people
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Sep 2021 Failure to filter resolved · May 2021
Treatment and Procedure	Organic carbon removal Apr 2026 Treatment change without state approval Sep 2021 Lead public education Aug 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.