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1281 E Arnold St, Sandwich, IL 60548 Property Records

DeKalb County property record for 1281 E Arnold St, Sandwich, IL 60548

Property Summary

Property TypeSingle Family Home
Lot Size0.33 acres (14,375 sqft)
OwnerIndividual Name on File
Last Sale$255,000 (Oct 2021)
Tax Bill$6,926 (2024)
Deeds & MortgagesOct 2021 Sale & Mortgage
Jan 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN19-25-276-016

Property Details

APN / Parcel Number

Primary APN19-25-276-016

Exterior

Lot Area14,375 sqft (0.33 acres)

Location & Zoning

Account Number1925276016
Street Address1281 E ARNOLD ST
CitySANDWICH
StateIL
Zip60548-1282
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 202 - SANDHURST - UNIT 3
Legal SubdivisionSANDHURST - UNIT 3
Legal Lot Number202
Legal Unit3
JurisdictionDE KALB IL
Township / Civil DivisionSANDWICH
Census Block Group2
Census Block2016
Census Tract2000

Owner

Source: DeKalb County assessment roll, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1281 E ARNOLD ST, SANDWICH, IL 60548-1282
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Woman

Deeds, Mortgages & Sale History

DateDocument
Oct 26, 2021Warranty Deed, Transfer · Conventional Mortgage
INLAND BANK & TRUST
Jan 5, 2018Deed of Trust, Mortgage · Line of Credit
MB FIN'L BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 26, 2021 · Amount on Record
Deed SaleOct 26, 2021 · Amount on Record
Deed Document Number202113922
Record UpdatedJun 8, 2026

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDE KALB IL
Recording DateOct 26, 2021
Property Address1281 E ARNOLD ST, SANDWICH, IL 60548-1282
Document Number0000013922
Map ReferenceDOC 99010615
Instrument DateSep 30, 2021
Instrument2021013922
Transaction TypeTransfer
Record UpdatedNov 5, 2021
Title CompanyCHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$382.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1281 E ARNOLD ST, SANDWICH, IL 60548-1282

Mortgage

Document Number0000013923
DateOct 26, 2021
Instrument2021013923
Lender
NameINLAND BANK & TRUST
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051
Interest
Rate TypeFixed Rate
Rate3%

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDE KALB IL
Property Address1281 E ARNOLD ST, SANDWICH, IL 60548-1282
Document Number0000000878
Instrument DateJan 5, 2018
Transaction TypeMortgage
Record UpdatedFeb 14, 2018
Title CompanyO'CONNOR TITLE SERVICES INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1281 E ARNOLD ST SANDWICH IL 605481282, SANDWICH, IL 60548-1282

Mortgage

Document Number0000000878
DateJan 26, 2018
Instrument878
Lender
NameMB FIN'L BK
TypeBank
AddressROSEMONT, IL 60018
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate4.5%

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDeKalb County
County SubdivisionSandwich Township
MunicipalitySandwich City
Unified School DistrictSandwich Community Unit School District 430 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$106,221 (+22.25%) Land $25,364 Building $80,857$318,663 (+22.25%) Land $76,092 Building $242,571
2024$6,926.00
2023$86,889 Land $20,748 Building $66,141$260,667 Land $62,244 Building $198,423

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2019)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSANDWICH
serves 7,156 people · EPA ID IL0374850
Water SourceGroundwater
Last State InspectionMar 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet Holdings
Fiber		5,120 / 5,120
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20
T-Mobile USA
Fixed Wireless		100 / 20

May also be available: Frontier.

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