St. Charles County property record for 1281 Cypress Point Dr, O Fallon, MO 63366
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,274 sqft · built 1999 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $300,000 (Nov 2005) |
| Tax Bill | $5,159 (2025) |
| Deeds & Mortgages | Sep 2022 Sale Sep 2022 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | T002400336 |
| Primary APN | T002400336 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 3,274 sqft Living Area |
| Gross Area | 4,949 sqft |
| 1st Floor Area | 2,209 sqft |
| Basement Area | 2,130 sqft |
| Finished Basement | 1,065 sqft |
| Unfinished Basement | 1,065 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Attached |
| Garage Area | 610 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | Deck Area |
| Patio Area | 444 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | T002400336 |
|---|---|
| Street Address | 1281 CYPRESS POINT DR |
| City | O FALLON |
| State | MO |
| Zip | 63366-5583 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TURTLE CREEK #6 LOT 323 |
| Legal Subdivision | TURTLE CREEK #6 |
| Legal Lot Number | 323 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | LAKE ST. LOUIS |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 311712 |
Source: St. Charles County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1281 CYPRESS POINT DR, O FALLON, MO 63366-5583 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 30, 2022 | Beneficiary Deed, Transfer |
| Sep 30, 2022 | Beneficiary Deed, Transfer |
| Nov 23, 2021 | Beneficiary Deed, Transfer |
| May 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ENDEAVOR CAPITAL LLC |
| Jul 16, 2018 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PORTFOLIO MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 4, 2005 · Amount on Record |
| Deed Sale | Nov 4, 2005 · Amount on Record |
| Prior Sale | Jan 25, 2005 · Amount on Record |
| Deed Document Number | 20051066630 |
| Deed Book / Page | 4339 / 2264 |
| Last Transfer Date | Sep 22, 2022 |
| Transfer Doc | 0000053723 |
| Record Updated | Sep 20, 2026 |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Sep 30, 2022 |
| Property Address | 1281 CYPRESS POINT DR, O FALLON, MO 63366-5583 |
| Document Number | 0000053723 |
| Map Reference | MB 36 PG 28 |
| Instrument Date | Sep 22, 2022 |
| Instrument | 2022R-053723 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 17 BRIARMIST CT, O FALLON, MO 63366-6318 |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Sep 30, 2022 |
| Property Address | 1281 CYPRESS POINT DR, O FALLON, MO 63366-5583 |
| Document Number | 0000053724 |
| Map Reference | MB 36 PG 28 |
| Instrument Date | Sep 22, 2022 |
| Instrument | 2022R-053724 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 17 BRIARMIST CT, O FALLON, MO 63366-6318 |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Nov 23, 2021 |
| Property Address | 1281 CYPRESS POINT DR, O FALLON, MO 63366-5583 |
| Document Number | 2021R095737 |
| Map Reference | MB 36 PG 28 |
| Instrument Date | Oct 12, 2021 |
| Instrument | 2021R-095737 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1281 CYPRESS POINT DR, O FALLON, MO 63366-5583 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 1281 CYPRESS POINT DR, O FALLON, MO 63366-5583 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1281 CYPRESS POINT DR, O FALLON, MO 63366-5583 |
| Document Number | 2021R038330 |
|---|---|
| Date | May 3, 2021 |
| Instrument | 2021R-038330 |
| Name | ENDEAVOR CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHESTERFIELD, MO 63017 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 1281 CYPRESS POINT DR, O FALLON, MO 63366-5583 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0069481843 |
|---|---|
| Date | Jul 16, 2018 |
| Book Page | 6948/1843 |
| Instrument | 20180716000400000 |
| Name | AMERICAN PORTFOLIO MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | PALATINE, IL 60074 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2048 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $80,500 (-) | $423,684 (-) Land $80,002 Building $343,682 | |
| 2025 | $5,159.00 (-0.58%) | $80,500 (+2.35%) | $423,684 (+2.35%) Land $80,002 Building $343,682 |
| 2024 | $5,189.00 | ||
| 2023 | $78,652 | ||
| 2022 | $413,958 Land $65,000 Building $348,958 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.6% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530 |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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