1281 Crossover Dr, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 1281 Crossover Dr, Edgewater, MD 21037

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,742 sqft · built 1972
Lot Size0.415 acres (18,055 sqft)
Owner2 Company Names on Record
Last Sale$428,000 (Jul 2005)
Tax Bill$4,596 (2024)
Deeds & MortgagesMay 2026 Sale
Nov 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN01-886-02371858

Property Details

APN / Parcel Number

Primary APN01-886-02371858
Alternative APNs
  • 1-886-02371858
  • 88602371858

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,742 sqft Living Area
Gross Area2,122 sqft
1st Floor Area1,242 sqft
Basement Area500 sqft
Finished Basement500 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Architectural StyleSplit Foyer
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area18,055 sqft (0.415 acres)

Exterior Amenities

Pool Area800 sqft
PorchEnclosed Porch
Porch Area391 sqft
Deck Area80 sqft
Shed1 Shed
Shed Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number88602371858
Street Address1281 CROSSOVER DR
CityEDGEWATER
StateMD
Zip21037-4328
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLT 16 BK B WEST SHORE
Legal SubdivisionWEST SHORE
Legal BlockB
Legal Lot Number16
JurisdictionANNE ARUNDEL MD
Township / Civil Division7
Census Block Group1
Census Block1041
Census Tract701201

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address1281 CROSSOVER DR, EDGEWATER, MD 21037-4328
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
May 22, 2026Deed, Transfer
NONE LISTED ON DOCUMENT
Nov 30, 2022Deed of Trust, Mortgage · Line of Credit
CAPITAL BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 5, 2005 · Amount on Record
Deed SaleJul 5, 2005 · Amount on Record
Prior SaleNov 16, 1998 · Amount on Record
Deed Document Number20059778
Deed Book / Page16526 / 331
Last Transfer DateDec 18, 2025
Transfer Doc4237000284
Record UpdatedOct 29, 2026

May 2026: Deed, Transfer

Document TypeDeed
JurisdictionANNE ARUNDEL MD
Recording DateMay 22, 2026
Property Address1281 CROSSOVER DR, EDGEWATER, MD 21037-4328
Document Number4237000284
Book / Page42372 / 284
Instrument DateDec 18, 2025
Transaction TypeTransfer
Record UpdatedSep 11, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address1281 CROSSOVER DR, EDGEWATER, MD 21037-4328

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address1281 CROSSOVER DR, EDGEWATER, MD 21037-4328
Transaction TypeMortgage
Record UpdatedDec 14, 2022
Title CompanySWAN TITLE CORPORATION

Transferred To (Grantee/Buyer)

NameVerified Name
Address1281 CROSSOVER DR, EDGEWATER, MD 21037-4328

Mortgage

Document Number0392970467
DateNov 30, 2022
Book Page39297/467
Lender
NameCAPITAL BANK NA
TypeBank
AddressROCKVILLE, MD 20850
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$482,600 (+6.65%) Land $226,600 Building $256,000$482,600 (-) Land $226,600 Building $256,000
2025$452,500 (+15.35%)$482,600 (+23.02%) Land $226,600 Building $256,000
2024$4,596.00 (+15.54%)
2023$3,978.00 Homeowner's exemption$392,300 Land $226,600 Building $165,700$392,300 Land $226,600 Building $165,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 49 policies
Nearby Flood Policies49 in force
Nearby Flood Claims1 (2024)
Most Recent ClaimAug 2024 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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