1281 Cocoanut Rd, Boca Raton, FL 33432 Property Records

Palm Beach County property record for 1281 Cocoanut Rd, Boca Raton, FL 33432

Property Summary

Property Type	Single Family Home
Details	6 bd · 8.5 ba · 8,535 sqft · built 1933
Lot Size	0.781 acres (34,038 sqft)
Owner	2 Individual Names on Record
Last Sale	$5,450,000 (Feb 2021)
Tax Bill	$94,704 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`06-43-47-29-05-011-0060`

Property Details

APN / Parcel Number

Primary APN	`06-43-47-29-05-011-0060`

Interior

Bedrooms	6 Beds
Full Baths	8.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	8,535 sqft Living Area
Gross Area	10,453 sqft
1st Floor Area	1,547 sqft
Flooring	Wood
Interior Walls	Plywood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1933
Effective Year Built	Effective 2003
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Flat
Roof Material	Concrete
Lot Area	34,038 sqft (0.781 acres)
Lot Dimensions	158 ft deep x 200 ft wide
Garage Type	Detached
Garage Area	660 sqft

Exterior Amenities

Pool Area	120 sqft
Porch	Finished/Open Porch
Porch Area	630 sqft
Patio Area	950 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1281 COCOANUT RD
City	BOCA RATON
State	FL
Zip	33432-7709
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-A
Legal Description	SPANISH RIVER LAND CO SUB UNIT 1 LT 6 & E 13.25 FT OF N 78.3 FT& E 24.65 FT OF S 121.7 FT OF LT 7 BLK 11
Legal Range	43E
Legal Township	47S
Legal Section	29
Legal Subdivision	SPANISH RIVER LAND CO SUB
Legal Block	11
Legal Lot Number	6
Legal Unit	1
Jurisdiction	PALM BEACH FL
Township / Civil Division	BOCA RATON
Census Block Group	2
Census Block	2008
Census Tract	7420

Owner

Source: Palm Beach County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1281 COCOANUT RD, BOCA RATON, FL 33432-7709
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2021	Warranty Deed, Transfer · Conventional Mortgage TOYOTA FINANCIAL SAVINGS BANK
Jul 11, 2017	Warranty Deed, Transfer · ARM US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 25, 2021 · Amount on Record
Deed Sale	Feb 25, 2021 · Amount on Record
Prior Sale	Jul 11, 2017 · Amount on Record
Deed Document Number	202188299
Deed Book / Page	32231 / 1071
Prior Transfer Date	Feb 9, 2006
Prior Transfer Doc	0199151125
Record Updated	Jun 8, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Feb 25, 2021
Property Address	1281 COCOANUT RD, BOCA RATON, FL 33432-7709
Document Number	0322311071
Book / Page	32231 / 1071
Map Reference	MB 16 PG 90
Instrument Date	Feb 22, 2021
Instrument	20210088299
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$38,150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1281 COCOANUT RD, 1281, BOCA RATON, FL 33432-7709

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1281 COCOANUT RD, BOCA RATON, FL 33432-7709
Investor	Possibly a Property Investor

Mortgage

Document Number	0322311073
Date	Feb 25, 2021
Instrument	32231/1073

Lender

Name	TOYOTA FINANCIAL SAVINGS BANK
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Jul 11, 2017
Property Address	1281 COCOANUT RD, BOCA RATON, FL 33432-7709
Document Number	0292110090
Book / Page	29211 / 0090
Map Reference	MB16 PG90
Instrument Date	Jul 6, 2017
Instrument	20170247802
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$18,620.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	809 N CLUB BLVD, 809, LAKE TOXAWAY, NC 28747-8635

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1281 COCOANUT RD, BOCA RATON, FL 33432-7709

Mortgage

Document Number	20170247803
Date	Jul 11, 2017
Instrument	20170247803

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Aug 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.87%
Index	1-Year LIBOR
Max Rate	8.87%

Tax Assessment & Valuation

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
Municipality	Boca Raton City
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$94,704.00 (+2.87%) Homeowner's exemption	$5,589,169 (+5.99%)	$6,353,130 (-13.23%) Land $4,568,775 Building $1,784,355
2024	$92,063.00 (+2.14%)
2023	$90,138.00 (+0.68%) Homeowner's exemption	$5,273,448 (+3%)	$7,321,513 (+43%) Land $5,199,327 Building $2,122,186
2022	$89,530.00 Homeowner's exemption	$5,119,852 Land $3,328,533 Building $1,791,319	$5,119,852 Land $3,328,533 Building $1,791,319

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 92 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	697 units insured incl. 605 condo units
Nearby Flood Claims	33 (1979–2025)
Claims Outside the SFHA	14 of 33
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Irene, Oct 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOCA RATON WTP serves 130,000 people · EPA ID FL4500130
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Blue Stream, Hotwire Communications.

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