1281 Chestnut Mountain Rd, Canton, NC 28716 Property Records

Haywood County property record for 1281 Chestnut Mountain Rd, Canton, NC 28716

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,452 sqft · built 1965
Lot Size	2.23 acres (97,400 sqft)
Owner	Individual Name on File
Last Sale	$550,000 (Jul 2023)
Tax Bill	$2,035 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Apr 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`8666-77-1736`

Property Details

APN / Parcel Number

Primary APN	`8666-77-1736`
Alternative APNs	`261545` `279152`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,452 sqft Heated Area
Gross Area	1,824 sqft
1st Floor Area	1,452 sqft
Basement Area	1,457 sqft
Unfinished Basement	1,457 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Conventional
Exterior Material	Brick Veneer
Roof Material	Asphalt
Lot Area	97,400 sqft (2.23 acres)
Garage Area	806 sqft
Porch	Slab
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Heat Pump
Sewer	Septic

Location & Zoning

Account Number	279152
Street Address	1310 CHESTNUT MOUNTAIN RD
City	CANTON
State	NC
Zip	28716-9473
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1281 CHESTNUT MOUNTAIN RD
Jurisdiction	HAYWOOD NC
Township / Civil Division	BEAVERDAM
Census Block Group	4
Census Block	4001
Census Tract	920300

Owner

1281 Chestnut Mountain Rd is owned and occupied by an individual who bought it in July 2023.

Source: Haywood County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	1310 CHESTNUT MOUNTAIN RD, CANTON, NC 28716-9473
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 9, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 12, 2023 · Amount on File
Deed Sale	Jul 12, 2023 · Amount on File
Prior Sale	Apr 9, 2020 · Amount on File
Deed Document Number	20235854
Deed Book / Page	1090 / 307
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Jul 12, 2023
Property Address	1310 CHESTNUT MOUNTAIN RD, CANTON, NC 28716-9473
Document Number	0010900307
Book / Page	1090 / 307
Instrument Date	Jun 28, 2023
Instrument	2023005854
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1310 CHESTNUT MOUNTAIN RD, CANTON, NC 28716-9473

Mortgage

Document Number	0001090312
Date	Jul 12, 2023
Instrument	1090/312

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Apr 9, 2020
Property Address	1281 CHESTNUT MOUNTAIN RD, CANTON, NC 28716-9472
Document Number	0009950422
Book / Page	000995 / 000422
Instrument Date	Mar 31, 2020
Instrument	3252
Transaction Type	Transfer
Record Updated	Apr 27, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$4.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1310 CHESTNUT MOUNTAIN RD CANTON NC 287169473, CANTON, NC 28716-9473

Tax Assessment & Valuation

The 2025 property tax bill for 1281 Chestnut Mountain Rd was $2,035.

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$264,300 (-) Land $55,600 Building $208,700
2025	$2,035.00	$264,300 Land $55,600 Building $208,700	$264,300 Land $55,600 Building $208,700
2023		$261,200 Land $55,600 Building $205,600	$261,200 Land $55,600 Building $205,600
2021			$261,200 Land $55,600 Building $205,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1281 Chestnut Mountain Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2021–2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Remnants Of Tropical Storm Fred, Aug 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1281 Chestnut Mountain Rd is moderate, ranking above 65% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 88% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Skyrunner Fixed Wireless	25 / 10

May also be available: AT&T, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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