1281 Center St NE, Cedar Rapids, IA 52402 Property Records

Linn County property record for 1281 Center St NE, Cedar Rapids, IA 52402

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.25 ba · 1,696 sqft · built 1955
Lot Size	0.239 acres (10,410 sqft)
Owner	Company Name on File
Tax Bill	$2,970 (2025)
Deeds & Mortgages	Jul 2018 Line of Credit Jan 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`14103-30012-00000`

Property Details

APN / Parcel Number

Primary APN	`14103-30012-00000`

Interior

Bedrooms	3 Beds
Full Baths	1.25 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,696 sqft Living Area
Gross Area	2,384 sqft
1st Floor Area	1,176 sqft
Basement Area	1,176 sqft
Finished Basement	520 sqft
Unfinished Basement	656 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	A-Frame
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,410 sqft (0.239 acres)
Lot Dimensions	80 ft deep x 80 ft wide
Porch	Stoop
Porch Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1281 CENTER ST NE
City	CEDAR RAPIDS
State	IA
Zip	52402-3537
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A.P. #141 EX N20 & EX S150 STR/LB 87
Legal Range	7W
Legal Township	83N
Legal Section	10
Legal Subdivision	AUDITORS PLAT 141
Legal Lot Number	87
Jurisdiction	LINN IA
Township / Civil Division	CEDAR RAPIDS
Census Block Group	2
Census Block	2005
Census Tract	1400

Owner

1281 Center St NE is owned by a company that acquired it in April 2016.

Source: Linn County records, as of October 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	1281 CENTER ST NE, CEDAR RAPIDS, IA 52402-3537
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2018	Deed of Trust, Mortgage · Line of Credit COLLINS CMNTY CU
Jan 27, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 21, 2016
Transfer Doc	0097570074
Record Updated	Oct 29, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN IA
Property Address	1281 CENTER ST NE, CEDAR RAPIDS, IA 52402-3537
Document Number	0101590477
Instrument Date	Jul 23, 2018
Transaction Type	Mortgage
Record Updated	Aug 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1281 CENTER ST NE CEDAR RAPIDS IA 524023537, CEDAR RAPIDS, IA 52402-3537

Mortgage

Document Number	0101590477
Date	Jul 27, 2018
Book Page	010159/000477

Lender

Name	COLLINS CMNTY CU
Type	Credit Union
Address	CEDAR RAPIDS, IA 52402

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Jul 26, 2023

Interest

Rate Type	Adjustable Rate

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LINN IA
Recording Date	Jan 27, 2017
Property Address	1281 CENTER ST NE, CEDAR RAPIDS, IA 52402-3537
Document Number	0097570074
Book / Page	009757 / 000074
Instrument Date	Apr 21, 2016
Transaction Type	Transfer
Record Updated	Feb 7, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1281 CENTER ST NE CEDAR RAPIDS IA 524023537, CEDAR RAPIDS, IA 52402-3537

Tax Assessment & Valuation

The 2025 property tax bill for 1281 Center St NE was $2,970, up 3.3% from the year before.

Source: Linn County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Linn County
Municipality	Cedar Rapids City
Unified School District	Cedar Rapids Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$209,200 (+2.55%) Land $37,200 Building $172,000	$209,200 (+2.55%) Land $37,200 Building $172,000
2025	$2,970.00 (+3.34%)	$204,000 Land $37,200 Building $166,800	$204,000 Land $37,200 Building $166,800
2024	$2,874.00
2023		$188,500 Land $35,300 Building $153,200	$188,500 Land $35,300 Building $153,200
2022	$3,278.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1281 Center St NE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1281 Center St NE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR RAPIDS WATER DEPARTMENT serves 142,364 people · EPA ID IA5715093
Water Source	Groundwater influenced by surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 556 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
ImOn Communications Cable · Fiber in parts of the area	300 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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