1281 Canepa Rd, Festus, MO 63028 Property Records

Jefferson County property record for 1281 Canepa Rd, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,778 sqft · built 1994
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$301,910 (Nov 2025)
Tax Bill	$2,064 (2025)
Deeds & Mortgages	Nov 2025 Mortgage May 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-9.0-29.0-0-000-045.03`

Property Details

APN / Parcel Number

Primary APN	`19-9.0-29.0-0-000-045.03`
Alternative APN	`1990290 04503`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,778 sqft Living Area
Gross Area	2,306 sqft
1st Floor Area	1,778 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Construction Type	Frame
Lot Area	43,560 sqft
Garage Type	Attached
Garage Area	528 sqft

Exterior Amenities

Porch	Open Frame Porch
Porch Area	76 sqft
Deck Area	Deck Area
Patio Area	174 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1281 CANEPA RD
City	FESTUS
State	MO
Zip	63028-4057
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Description	GOLDEN FIELDS LOT 4
Legal Range	6E
Legal Township	40N
Legal Section	29
Legal Subdivision	GOLDEN FIELDS
Legal Block	1
Legal Lot Number	4
Jurisdiction	JEFFERSON MO
Township / Civil Division	PLATTIN
Census Block Group	1
Census Block	1003
Census Tract	701404

Owner

1281 Canepa Rd is owned and occupied by two individuals who bought it in November 2025.

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1281 CANEPA RD, FESTUS, MO 63028-4057
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2025	Warranty Deed, Transfer · Conventional Mortgage BAYSHORE MORTGAGE FUNDING LLC
May 4, 2023	Warranty Deed, Transfer · FHA Mortgage FLAT BRANCH HOME LOANS INC
Jun 21, 2021	Intrafamily Transfer, Transfer
Jun 25, 2018	Deed of Trust, Mortgage · Line of Credit US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2025 · Amount on File
Deed Sale	Nov 18, 2025 · Amount on File
Prior Sale	May 4, 2023 · Amount on File
Deed Document Number	202529910
Prior Transfer Date	Jun 15, 2021
Prior Transfer Doc	0000026851
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Nov 18, 2025
Property Address	1281 CANEPA RD, FESTUS, MO 63028-4057
Document Number	0000029910
Map Reference	MB 140 PG 8
Instrument Date	Nov 6, 2025
Instrument	2025R-029910
Transaction Type	Transfer
Record Updated	Dec 4, 2025
Title Company	CONTINENTAL, CONTINENTAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12255 STATE ROAD TT, FESTUS, MO 63028-4309

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1281 CANEPA RD, FESTUS, MO 63028-4057

Mortgage

Document Number	0000029911
Date	Nov 18, 2025
Instrument	2025R-029911

Lender

Name	BAYSHORE MORTGAGE FUNDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	May 4, 2023
Property Address	1281 CANEPA RD, FESTUS, MO 63028-4057
Document Number	0000010591
Map Reference	MB 140 PG 8B
Instrument Date	Apr 28, 2023
Instrument	2023R-010591
Transaction Type	Transfer
Record Updated	Dec 4, 2025
Title Company	CHESTERFIELD TITLE AGENCY LLC, CHESTERFIELD TITLE AGENCY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14471 BUTLER HILL RD #201201, 201201, SAINT LOUIS, MO 63128

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1281 CANEPA RD, FESTUS, MO 63028-4057

Mortgage

Document Number	0000010592
Date	May 4, 2023
Instrument	2023R-010592

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JEFFERSON MO
Recording Date	Jun 21, 2021
Property Address	1281 CANEPA RD, FESTUS, MO 63028-4057
Document Number	0000026851
Map Reference	MB 140 PG 8B
Instrument Date	Jun 15, 2021
Instrument	2021R-026851
Transaction Type	Transfer
Record Updated	Dec 4, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1281 CANEPA RD, FESTUS, MO 63028-4057

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1281 CANEPA RD, FESTUS, MO 63028-4057
Document Number	0000021077
Instrument Date	Jun 25, 2018
Transaction Type	Mortgage
Record Updated	Aug 7, 2018
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1281 CANEPA RD FESTUS MO 630284057, FESTUS, MO 63028-4057

Mortgage

Document Number	0000021077
Date	Jul 13, 2018
Instrument	21077

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jul 12, 2028

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1281 Canepa Rd was $2,064.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Elementary School District	Jefferson County R-VII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$32,500 (-) Land $2,700 Building $29,800	$171,100 Land $14,400 Building $156,700
2025	$2,064.00	$32,500 Land $2,700 Building $29,800
2024			$171,100 (+8.98%) Land $14,400 Building $156,700
2023	$1,903.00	$29,800 Land $2,700 Building $27,100	$157,000 Land $14,400 Building $142,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1281 Canepa Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Jul 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1281 Canepa Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 12 serves 3,300 people · EPA ID MO6024304
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Lightwave Communications, Wisper ISP.

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