1281 Caballero Ct, Spring Hill, FL 34608 Property Records

Hernando County property record for 1281 Caballero Ct, Spring Hill, FL 34608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,491 sqft · built 2003
Lot Size	0.347 acres (15,100 sqft)
Owner	2 Individual Names on Record
Last Sale	$148,000 (May 2004)
Tax Bill	$1,607 (2025)
Deeds & Mortgages	Jan 2023 Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R30-223-18-3513-0000-3270`

Property Details

APN / Parcel Number

Primary APN	`R30-223-18-3513-0000-3270`
Alternative APNs	`01145521` `1145521`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,491 sqft Living Area
Gross Area	2,195 sqft
1st Floor Area	1,491 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2015
Exterior Material	Combination
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,100 sqft (0.347 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Porch
Porch Area	274 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	01145521
Street Address	1281 CABALLERO CT
City	SPRING HILL
State	FL
Zip	34608-7448
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEVEN HILLS UNIT 4 LOT 327
Legal Range	18E
Legal Township	23S
Legal Section	30
Legal Subdivision	SEVEN HILLS UNIT 4
Legal Lot Number	327
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	4
Census Block	4024
Census Tract	40901

Owner

Source: Hernando County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1281 CABALLERO CT, SPRING HILL, FL 34608-7448
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC
Aug 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC
Jul 15, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage ROYAL UNITED MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 2004 · Amount on Record
Deed Sale	May 25, 2004 · Amount on Record
Prior Sale	Sep 30, 2002 · Amount on Record
Deed Document Number	200436983
Deed Book / Page	1843 / 649
Last Transfer Date	Oct 5, 2023
Transfer Doc	0000064634
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	1281 CABALLERO CT, SPRING HILL, FL 34608-7448
Transaction Type	Mortgage
Record Updated	Feb 17, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1281 CABALLERO CT, SPRING HILL, FL 34608-7448

Mortgage

Document Number	0042580696
Date	Jan 13, 2023
Book Page	4258/696
Instrument	2023003076

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	1281 CABALLERO CT, SPRING HILL, FL 34608-7448
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1281 CABALLERO CT, SPRING HILL, FL 34608-7448

Mortgage

Document Number	0038810353
Date	Aug 27, 2020
Book Page	3881/353
Instrument	2020052871

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	46252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

July 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HERNANDO FL
Recording Date	Jul 15, 2019
Property Address	1281 CABALLERO CT, SPRING HILL, FL 34608-7448
Document Number	0037271147
Book / Page	3727 / 1147
Map Reference	MB 22 PG 10&11
Instrument Date	Jul 6, 2019
Instrument	2019043642
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1281 CABALLERO CT, SPRING HILL, FL 34608-7448

Mortgage

Document Number	0037271149
Date	Jul 15, 2019
Instrument	3727/1149

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,607.00 (+91.31%)	$105,906 (+5.99%)	$263,795 (-) Land $32,276 Building $231,519
2023		$99,923 (+3%) Land $99,923
2022	$840.00 Homeowner's exemption	$97,013	$263,795 Land $32,276 Building $231,519

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Verizon.

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