1281 Ballast Point Dr, Arnold, MO 63010 Property Records

Jefferson County property record for 1281 Ballast Point Dr, Arnold, MO 63010

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,409 sqft · built 1971
Lot Size	0.2 acres (8,723 sqft)
Owner	Company Name on File
Last Sale	$74,100 (Oct 2015)
Tax Bill	$1,323 (2025)
Deeds & Mortgages	Sep 2018 Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`018.033.03002238`

Property Details

APN / Parcel Number

Primary APN	`018.033.03002238`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,409 sqft Living Area
Gross Area	1,695 sqft
1st Floor Area	1,409 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Construction Type	Frame
Lot Area	8,723 sqft (0.2 acres)
Lot Dimensions	127 ft deep x 78 ft wide
Garage Type	Attached
Garage Area	286 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1281 BALLAST POINT DR
City	ARNOLD
State	MO
Zip	63010-4049
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BAYSHORE LOT 226 & PT 227
Legal Range	6E
Legal Township	43N
Legal Section	33
Legal Subdivision	BAYSHORE
Legal Block	1
Legal Lot Number	226
Jurisdiction	JEFFERSON MO
Township / Civil Division	ARNOLD
Census Block Group	1
Census Block	1005
Census Tract	700115

Owner

1281 Ballast Point Dr is owned by a company that bought it in October 2015.

Source: Jefferson County records, as of August 25, 2026

Owner of Record	Company Name on File
Mailing Address	1281 BALLAST POINT DR, ARNOLD, MO 63010-4049
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2018	Deed of Trust, Mortgage · Conventional Mortgage CARROLLTON BANK
Jan 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARROLLTON BANK
Apr 24, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2015 · Amount on File
Deed Sale	Oct 30, 2015 · Amount on File
Prior Sale	Jan 12, 2015 · Amount on File
Deed Document Number	201535375
Prior Transfer Date	Oct 2, 2015
Prior Transfer Doc	0000035375
Record Updated	Oct 29, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1281 BALLAST POINT DR, ARNOLD, MO 63010-4049
Transaction Type	Mortgage
Record Updated	May 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027186
Date	Sep 6, 2018
Instrument	2018R-027186

Lender

Name	CARROLLTON BANK
Type	Bank
Address	SAINT LOUIS, MO 63146

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2048

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1281 BALLAST POINT DR, ARNOLD, MO 63010-4049
Transaction Type	Mortgage
Record Updated	May 10, 2023
Title Company	INVESTORS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000308
Date	Jan 2, 2020
Instrument	2020R-000308

Lender

Name	CARROLLTON BANK
Type	Bank
Address	SAINT LOUIS, MO 63146

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JEFFERSON MO
Recording Date	Apr 24, 2023
Property Address	1281 BALLAST POINT DR, ARNOLD, MO 63010-4049
Document Number	0000009706
Map Reference	MB 28 PG 27
Instrument Date	Apr 24, 2023
Instrument	2023R-009706
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1281 BALLAST POINT DR, ARNOLD, MO 63010-4049

Tax Assessment & Valuation

The 2025 property tax bill for 1281 Ballast Point Dr was $1,323, down 0.5% from the year before.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Arnold City
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$20,500 (-) Land $2,700 Building $17,800	$108,200 (-) Land $14,400 Building $93,800
2025	$1,323.00 (-0.45%)	$20,500 Land $2,700 Building $17,800	$108,200 (-) Land $14,400 Building $93,800
2024	$1,329.00 (+0.61%)		$108,200 (+8.2%) Land $14,400 Building $93,800
2023	$1,321.00	$19,000 Land $2,700 Building $16,300	$100,000 Land $14,400 Building $85,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1281 Ballast Point Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	33 (1979–2015)
Most Recent Claim	Jul 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms & Flooding, Sep 1993 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1281 Ballast Point Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 1 serves 21,113 people · EPA ID MO6024292
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Oct 2023
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Wisper ISP.

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