St. Johns County property record for 1281 Ardmore St, Saint Augustine, FL 32092 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,474 sqft · built 2004 |
| Lot Size | 0.13 acres (5,662 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,304 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Jul 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 028821-3470 |
| Primary APN | 028821-3470 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,474 sqft Living Area |
| Gross Area | 1,956 sqft |
| 1st Floor Area | 1,474 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,662 sqft (0.13 acres) |
| Garage Type | Attached |
| Garage Area | 402 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 129 sqft |
| Patio Area | 313 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1281 ARDMORE ST |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-3441 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 46/53-61 MEADOWS AT ST JOHNS PHASE 3 LOT 347 OR4408/597 & 5038/1492(Q/C) |
| Legal Range | 28E |
| Legal Township | 06S |
| Legal Section | 38 |
| Legal Subdivision | MEADOWS AT ST. JOHNS PHASE 3 |
| Legal Phase | 3 |
| Legal Block | 4 |
| Legal Lot Number | 347 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 20905 |
Source: St. Johns County records · APN 028821-3470
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1281 ARDMORE ST, SAINT AUGUSTINE, FL 32092-3441 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 10, 2020 | Intrafamily Transfer, Transfer · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Jul 24, 2017 | Warranty Deed, Transfer · FHA Mortgage PACIFIC UNION FINANCIAL LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 10, 2020 |
| Deed Sale | Sep 10, 2020 |
| Prior Sale | Jul 24, 2017 · Amount on Record |
| Deed Document Number | 202077030 |
| Deed Book / Page | 5038 / 1492 |
| Prior Transfer Date | Sep 01, 2020 |
| Prior Transfer Doc | 0050381492 |
| Record Updated | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Sep 10, 2020 |
| Property Address | 1281 ARDMORE ST, SAINT AUGUSTINE, FL 32092-3441 |
| Document Number | 0050381492 |
| Book / Page | 5038 / 1492 |
| Map Reference | MB 46 PG 53-61 |
| Instrument Date | Sep 01, 2020 |
| Instrument | 2020077030 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | INSPIRE CLOSING SERVICES |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1281 ARDMORE ST, SAINT AUGUSTINE, FL 32092-3441 |
| Document Number | 50381495 |
|---|---|
| Date | Sep 10, 2020 |
| Instrument | 5038/1495 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jul 24, 2017 |
| Property Address | 1281 ARDMORE ST, SAINT AUGUSTINE, FL 32092-3441 |
| Document Number | 0044080597 |
| Book / Page | 4408 / 0597 |
| Map Reference | MB46 PG53-61 |
| Instrument Date | Jul 06, 2017 |
| Instrument | 2017050469 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | ESTATE TITLE OF ST AUGUSINE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,411.90 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 33 COMARES AVE UNIT 302, 33, SAINT AUGUSTINE, FL 32080-2705 |
| Name | Verified Name |
|---|---|
| Address | 1281 ARDMORE ST, SAINT AUGUSTINE, FL 32092-3441 |
| Document Number | 2017050470 |
|---|---|
| Date | Jul 24, 2017 |
| Instrument | 2017050470 |
| Name | PACIFIC UNION FINANCIAL LLC |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2047 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $190,042 (+2.7%) | $272,838 (+1.81%) Land $70,000 Building $202,838 | |
| 2025 | $2,304.00 (+14.4%) Homeowner's exemption | $185,046 (+5.99%) | $267,976 (-8.41%) Land $70,000 Building $197,976 |
| 2024 | $2,014.00 (+2.23%) | ||
| 2023 | $1,970.00 (+3.58%) Homeowner's exemption | $174,593 (+3%) | $292,581 (+8.34%) Land $82,790 Building $209,791 |
| 2022 | $1,902.00 Homeowner's exemption | $169,508 | $270,063 Land $73,920 Building $196,143 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209054, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 79 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 79 in force 78 of 79 on primary residences |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017, tidal / storm surge, Hurricane Irma |
| Wildfire Risk | Moderate above 44% of the US · above 14% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,149 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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