12809 Midway Ave, Galt, CA 95632 Property Records

Sacramento County property record for 12809 Midway Ave, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,018 sqft · built 1987
Lot Size	1.48 acres (64,469 sqft)
Owner	2 Individual Names on Record
Last Sale	$470,000 (Feb 2018)
Tax Bill	$6,197 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Dec 2025 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`148-0350-001-0000`

Property Details

APN / Parcel Number

Primary APN	`148-0350-001-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,018 sqft Living Area
1st Floor Area	2,018 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	64,469 sqft
Garage Area	1,582 sqft
Parking Spaces	7 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	12809 MIDWAY AVE
City	GALT
State	CA
Zip	95632-8897
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-2
Legal Description	P M ESTATES, LOT A
Legal Subdivision	P M ESTATES
Legal Lot Number	A
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	1
Census Block	1000
Census Tract	9502

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12809 MIDWAY AVE, GALT, CA 95632-8897
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2021	Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO
Dec 3, 2025	Intrafamily Transfer, Transfer
Oct 21, 2021	Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO
Mar 19, 2020	Deed of Trust, Mortgage · FHA Mortgage GUILD MTG
Feb 5, 2018	Grant Deed, Transfer · FHA Mortgage GUILD MTG
Jan 18, 2018	Deed of Trust, Mortgage · Conventional Mortgage HENRY M & LOIS E PEREZ

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 5, 2018 · Amount on Record
Deed Sale	Feb 5, 2018 · Amount on Record
Deed Book / Page	20180205 / 941
Prior Transfer Date	Dec 18, 1998
Prior Transfer Doc	9812001639
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	12809 MIDWAY AVE, GALT, CA 95632-8897
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12809 MIDWAY AVE, GALT, CA 95632-8897

Mortgage

Document Number	0000000866
Date	Oct 21, 2021
Instrument	2021102100866

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 3, 2025
Property Address	12809 MIDWAY AVE, GALT, CA 95632-8897
Document Number	0000000652
Map Reference	MB 142 MAP 3
Instrument Date	Nov 20, 2025
Instrument	202512030652
Transaction Type	Transfer
Record Updated	Dec 17, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12809 MIDWAY AVE, GALT, CA 95632-8897

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	12809 MIDWAY AVE, GALT, CA 95632-8897
Transaction Type	Mortgage
Record Updated	Nov 3, 2021
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12809 MIDWAY AVE, GALT, CA 95632-8897

Mortgage

Document Number	2021102100866
Date	Oct 21, 2021
Instrument	2021102100866

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	12809 MIDWAY AVE, GALT, CA 95632-8897
Document Number	2003230934
Instrument Date	Mar 19, 2020
Transaction Type	Mortgage
Record Updated	Apr 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12809 MIDWAY AVE GALT CA 956328897, GALT, CA 95632-8897

Mortgage

Document Number	2003230934
Date	Mar 23, 2020
Instrument	2003230934

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 22, 2050

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 5, 2018
Property Address	12809 MIDWAY AVE, GALT, CA 95632-8897
Document Number	1802050941
Instrument Date	Jan 23, 2018
Instrument	1802050941
Transaction Type	Transfer
Record Updated	Feb 13, 2018
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$517.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12809 MIDWAY AVE GALT CA 956328897, GALT, CA 95632-8897

Mortgage

Document Number	1802050942
Date	Feb 5, 2018
Instrument	1802050942

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 4, 2048

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	12809 MIDWAY AVE, GALT, CA 95632-8897
Document Number	1802071031
Instrument Date	Jan 18, 2018
Transaction Type	Mortgage
Record Updated	Feb 13, 2018
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12809 MIDWAY AVE GALT CA 956328897, GALT, CA 95632-8897

Mortgage

Document Number	1802071031
Date	Feb 7, 2018
Instrument	1802071031

Lender

Name	HENRY M & LOIS E PEREZ

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$545,470 (+2%) Land $197,297 Building $348,173
2025	$6,197.00 (-2.33%)	$534,776 (+4.04%) Land $193,429 Building $341,347
2024	$6,345.00 (+9.42%)
2023	$5,799.00 (+4.2%)	$514,012 Land $185,919 Building $328,093
2022	$5,565.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 75% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL in parts of the area	25 / 3

May also be available: GeoLinks, Verizon.

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