12809 Mia Cir, Largo, FL 33774 Property Records

Pinellas County property record for 12809 Mia Cir, Largo, FL 33774

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,071 sqft · built 1977
Lot Size	0.226 acres (9,858 sqft)
Owner	2 Individual Names on File
Last Sale	$115,000 (Jan 1988)
Tax Bill	$2,854 (2025)
Deeds & Mortgages	Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C62-000-749-6589-8`

Property Details

APN / Parcel Number

Primary APN	`C62-000-749-6589-8`
Alternative APNs	`08-30-15-01711-000-0060` `153008017110000060` `R90076`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	2,071 sqft Heated Area
1st Floor Area	1,126 sqft
2nd Floor Area	945 sqft
Upper Floors Area	945 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 2000
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,858 sqft (0.226 acres)
Lot Dimensions	128 ft deep x 77 ft wide
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	340 sqft
Deck Area	240 sqft
Patio Area	200 sqft
Shed	1 Shed
Shed Area	120 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R90076
Old Parcel Number	153008017110000060
Street Address	12809 MIA CIR
City	LARGO
State	FL
Zip	33774-2427
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ATHENIAN GARDENS 1ST ADD LOT 6 AND S 2FT OF LOT 5
Legal Range	15
Legal Township	30
Legal Section	08
Legal Subdivision	ATHENIAN GARDENS 1ST ADD
Legal Lot Number	6
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	3
Census Block	3004
Census Tract	25209

Owner

12809 Mia Cir is owned and occupied by two individuals who bought it in January 1988.

Source: Pinellas County records, as of December 26, 2025

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	12809 MIA CIR, LARGO, FL 33774-2427
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 19, 1988 · Amount on File
Deed Sale	Jan 19, 1988 · Amount on File
Deed Document Number	0066641049
Record Updated	Jun 8, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	12809 MIA CIR, LARGO, FL 33774-2427
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0207741457
Date	Nov 18, 2019
Book Page	20774/1457
Instrument	2019370035

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 12809 Mia Cir was $2,854 with exemptions applied.

Source: Pinellas County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Largo City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,854.00 Homeowner's exemption Veteran's exemption	$197,545	$583,577 Land $231,392 Building $352,185
2023	$2,633.00 (+3.46%) Homeowner's exemption Veteran's exemption	$186,386 (+3%)	$441,639 (+4.46%) Land $185,666 Building $255,973
2022	$2,545.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$180,957	$422,787 Land $214,561 Building $208,226

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12809 Mia Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12809 Mia Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30