12809 Gorman Cir, Boyds, MD 20841 Property Records

Montgomery County property record for 12809 Gorman Cir, Boyds, MD 20841

Property Summary

Property TypeSingle Family Home
Details4.5 ba · 5,838 sqft · built 2008
Lot Size0.143 acres (6,235 sqft)
Owner2 Individual Names on Record
Last Sale$690,000 (Aug 2017)
Tax Bill$9,826 (2025)
Deeds & MortgagesNov 2023 Line of Credit
Jul 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN02-03450547

Property Details

APN / Parcel Number

Primary APN02-03450547
Alternative APN
  • 03450547

Interior

Full Baths4.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area5,838 sqft Living Area
Gross Area6,278 sqft
1st Floor Area2,259 sqft
Basement Area1,347 sqft
Finished Basement1,347 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Architectural StyleBi-Level
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area6,235 sqft (0.143 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area28 sqft
Patio Area888 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number03450547
Street Address12809 GORMAN CIR
CityBOYDS
StateMD
Zip20841-2021
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR200
Legal DescriptionSUMMERFIELD CROSSING
Legal SubdivisionSUMMERFIELD CROSSING
Legal BlockC
Legal Lot Number27
JurisdictionMONTGOMERY MD
Township / Civil Division2
Census Block Group1
Census Block1010
Census Tract700314

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12809 GORMAN CIR, BOYDS, MD 20841-2021
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Nov 17, 2023Deed of Trust, Mortgage · Line of Credit
FIRST NATIONAL BANK OF PENNSYLVANIA
Jul 30, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIDELITY DIRECT MORTGAGE LLC
Jun 18, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIDELITY DIRECT MTG
Aug 18, 2017Deed, Transfer · Conventional Mortgage
GEORGE MASON MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 18, 2017 · Amount on Record
Deed SaleAug 18, 2017 · Amount on Record
Deed Book / Page54751 / 354
Record UpdatedSep 20, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address12809 GORMAN CIR, BOYDS, MD 20841-2021
Transaction TypeMortgage
Record UpdatedDec 12, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address12809 GORMAN CIR, BOYDS, MD 20841-2021

Mortgage

Document Number0675510435
DateNov 17, 2023
Book Page67551/435
Lender
NameFIRST NATIONAL BANK OF PENNSYLVANIA
TypeBank
AddressGERMANTOWN, MD 20876
Agreement
TypeLine of Credit
AmountAmount Recorded
Term248 Months
DueJul 7, 2044
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address12809 GORMAN CIR, BOYDS, MD 20841-2021
Transaction TypeMortgage
Record UpdatedMay 3, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address12809 GORMAN CIR, BOYDS, MD 20841-2021

Mortgage

Document Number0636220186
DateJul 30, 2021
Book Page63622/186
Lender
NameFIDELITY DIRECT MORTGAGE LLC
TypeMortgage Company
AddressGAITHERSBURG, MD 20878
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term357 Months
DueApr 1, 2051

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address12809 GORMAN CIR, BOYDS, MD 20841-2021
Document Number0599230344
Instrument DateJun 18, 2020
Transaction TypeMortgage
Record UpdatedAug 3, 2020
Title CompanyAPEX SETTLEMENT SERVICES, APEX SETTLEMENT SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address12809 GORMAN CIR BOYDS MD 208412021, BOYDS, MD 20841-2021

Mortgage

Document Number0599230344
DateJun 25, 2020
Book Page059923/000344
Lender
NameFIDELITY DIRECT MTG
TypeMortgage Company
AddressGAITHERSBURG, MD 20878
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueJun 24, 2045

August 2017: Deed, Transfer

Document TypeDeed
JurisdictionMONTGOMERY MD
Recording DateAug 18, 2017
Property Address12809 GORMAN CIR, BOYDS, MD 20841-2021
Document Number0547510354
Book / Page54751 / 354
Map ReferenceMB22953
Instrument DateAug 7, 2017
Transaction TypeTransfer
Record UpdatedMay 3, 2022
Title CompanyEASTERN TITLE & SETTLEMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$10,350.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address12809 GORMAN CIR, BOYDS, MD 20841-2021

Mortgage

Document Number0054751362
DateAug 18, 2017
Instrument54751/362
Lender
NameGEORGE MASON MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2047

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$920,000 (+6.86%)$979,100 (-) Land $148,400 Building $830,700
2025$9,826.00 (+29.19%)$860,900 (+13.92%)$979,100 (+22.11%) Land $148,400 Building $830,700
2023$755,733$801,800 Land $148,400 Building $653,400
2022$7,606.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWASHINGTON SUBURBAN SANITARY COMMISSION
serves 1,900,000 people · EPA ID MD0150005
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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