Oldham County property record for 12809 Crestmoor Cir, Prospect, KY 40059
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,750 sqft · built 2003 |
| Lot Size | 0.385 acres (16,771 sqft) |
| Owner | Individual Name on File |
| Last Sale | $742,500 (Dec 2023) |
| Tax Bill | $9,185 (2025) |
| Deeds & Mortgages | May 2022 Sale & Mortgage Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-19-04-265 |
| Primary APN | 05-19-04-265 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,750 sqft Living Area |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 16,771 sqft (0.385 acres) |
| Garage Type | Attached |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 72106 |
|---|---|
| Street Address | 12809 CRESTMOOR CIR |
| City | PROSPECT |
| State | KY |
| Zip | 40059-8114 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & .385AC |
| Legal Block | SEC 4 |
| Legal Lot Number | 265 |
| Jurisdiction | OLDHAM KY |
| Township / Civil Division | PEWEE VALLEY |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 30801 |
12809 Crestmoor Cir is owned and occupied by an individual who bought it in December 2023.
Source: Oldham County records, as of December 22, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 12809 CRESTMOOR CIR, PROSPECT, KY 40059-8114 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 24, 2022 | Warranty Deed, Transfer · Conventional Mortgage STOCK YARDS BANK & TRUST CO |
| Deed of Trust, Mortgage |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 20, 2023 · Amount on File |
| Deed Sale | Dec 20, 2023 · Amount on File |
| Prior Sale | May 24, 2022 · Amount on File |
| Deed Document Number | 750921 |
| Deed Book / Page | D1372 / 410 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OLDHAM KY |
| Recording Date | May 24, 2022 |
| Property Address | 12809 CRESTMOOR CIR, PROSPECT, KY 40059-8114 |
| Document Number | 0D1328/194 |
| Book / Page | D1328 / 194 |
| Map Reference | MB 6 PG 12 |
| Instrument Date | May 20, 2022 |
| Instrument | 691305 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2022 |
| Title Company | NOT AVAILABLE, COLLIER TITLE COMPANY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 317 PALAZZO CIR APT 212, 317, LOUISVILLE, KY 40222-5801 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 12809 CRESTMOOR CIR, PROSPECT, KY 40059-8114 |
| Document Number | 0000691308 |
|---|---|
| Date | May 24, 2022 |
| Instrument | 691308 |
| Name | STOCK YARDS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 12809 CRESTMOOR CIR, PROSPECT, KY 40059-8114 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2019 |
| Name | Verified Name |
|---|
The 2025 property tax bill for 12809 Crestmoor Cir was $9,185.
Source: Oldham County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Oldham County |
| Unified School District | Oldham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,185.00 | $742,500 Land $100,000 Building $642,500 | $742,500 Land $100,000 Building $642,500 |
| 2023 | $8,734.00 (+26.09%) | $703,000 (+25.54%) Land $100,000 Building $603,000 | $703,000 (+25.54%) Land $100,000 Building $603,000 |
| 2022 | $6,927.00 | $560,000 Land $100,000 Building $460,000 | $560,000 Land $100,000 Building $460,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12809 Crestmoor Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12809 Crestmoor Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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