12809 Camino del Valle, Poway, CA 92064 Property Records

San Diego County property record for 12809 Camino del Valle, Poway, CA 92064

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,633 sqft · built 1968
Lot Size0.58 acres (25,265 sqft)
Owner2 Individual Names on Record
Last Sale$1,700,000 (Jul 2022)
Tax Bill$18,784 (2025)
Deeds & MortgagesJul 2022 Sale & Mortgage
Feb 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN275-302-01-00

Property Details

APN / Parcel Number

Primary APN275-302-01-00

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,633 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Architectural StyleContemporary
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialWood Shingle
Lot Area25,265 sqft (0.58 acres)
Garage TypeCarport
CarportCarport
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address12809 CAMINO DEL VALLE
CityPOWAY
StateCA
Zip92064-1811
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR-C
Legal DescriptionLOT 22 TR 004185
Legal SubdivisionVALLE VERDE ESTATES
Legal Tract004185
Legal Block3
Legal Lot Number22
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group3
Census Block3006
Census Tract17006

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12809 CAMINO DEL VALLE, POWAY, CA 92064-1811
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jul 22, 2022Grant Deed, Transfer · Conventional Mortgage
GUARANTEED RATE INC
Feb 5, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Feb 26, 2020Deed of Trust, Mortgage · Conventional Mortgage
OWNING CORPORATION
Jul 10, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 22, 2022 · Amount on Record
Deed SaleJul 22, 2022 · Amount on Record
Prior SaleFeb 19, 1993 · Amount on Record
Deed Document Number2022302739
Prior Transfer DateJun 4, 2020
Prior Transfer Doc0000367090
Record UpdatedOct 29, 2026

July 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJul 22, 2022
Property Address12809 CAMINO DEL VALLE, POWAY, CA 92064-1811
Document Number0000302739
Map ReferenceMAP 4185
Instrument DateJun 22, 2022
Instrument2022-0302739
Transaction TypeTransfer
Record UpdatedAug 2, 2022
Title CompanyUSA NATIONAL TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address12809 CAMINO DEL VALLE, POWAY, CA 92064-1811
InvestorPossibly a Property Investor

Mortgage

Document Number0000302740
DateJul 22, 2022
Instrument2022-0302740
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2052

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address12809 CAMINO DEL VALLE, POWAY, CA 92064-1811
Transaction TypeMortgage
Record UpdatedFeb 17, 2021
Title CompanyAMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address12809 CANINO DEL VALLE, POWAY, CA 92064

Mortgage

Document Number0000092321
DateFeb 5, 2021
Instrument2021-0092321
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueJan 1, 2051

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address12809 CAMINO DEL VALLE, POWAY, CA 92064-1811
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyORANGE COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000096016
DateFeb 26, 2020
Instrument2020-0096016
Lender
NameOWNING CORPORATION
TypeNon-Lending Institution
AddressORANGE, CA 92868
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2050

July 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateJul 10, 2020
Property Address12809 CAMINO DEL VALLE, POWAY, CA 92064-1811
Document Number0000367090
Instrument DateJun 4, 2020
Instrument367090
Transaction TypeTransfer
Record UpdatedJul 21, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address12809 CAMINO DEL VALLE POWAY CA 920641811, POWAY, CA 92064-1811

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityPoway City
Unified School DistrictPoway Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,664,000 (-) Land $1,124,000 Building $540,000
2025$18,784.00 (+8.68%) Homeowner's exemption$1,664,000 (+7.77%) Land $1,124,000 Building $540,000
2023$17,283.00 (+276.37%)$1,544,000 Land $1,044,000 Building $500,000
2022$4,592.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF POWAY
serves 49,888 people · EPA ID CA3710015
Water SourceSurface water
Last State InspectionMay 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 570 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
San Diego Broadband
Fixed Wireless
500 / 100
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

May also be available: Cox Communications, GeoLinks, Verizon.

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