Montgomery County property record for 12809 Big Horn Dr, Silver Spring, MD 20904
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,470 sqft · built 2001 |
| Lot Size | 0.165 acres (7,178 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $678,000 (May 2006) |
| Tax Bill | $6,604 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage May 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-03301334 |
| Primary APN | 05-03301334 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,470 sqft Living Area |
| Gross Area | 3,870 sqft |
| 1st Floor Area | 1,410 sqft |
| Basement Area | 800 sqft |
| Finished Basement | 800 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Bi-Level |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 7,178 sqft (0.165 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 35 sqft |
| Patio Area | 328 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 03301334 |
|---|---|
| Street Address | 12809 BIG HORN DR |
| City | SILVER SPRING |
| State | MD |
| Zip | 20904-6835 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R200 |
| Legal Description | CROSS CREEK CLUB |
| Legal Subdivision | CROSS CREEK CLUB |
| Legal Block | A |
| Legal Lot Number | 16 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 701418 |
Source: Montgomery County records, as of August 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 12809 BIG HORN DR, SILVER SPRING, MD 20904-6835 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 28, 2021 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO |
| May 4, 2017 | Deed of Trust, Mortgage · Conventional Mortgage MCLEAN MORTGAGE CORP |
| May 4, 2017 | Deed of Trust, Mortgage · Commercial Mortgage REVERE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 11, 2006 · Amount on Record |
| Deed Sale | May 11, 2006 · Amount on Record |
| Prior Sale | Jun 4, 2003 · Amount on Record |
| Deed Document Number | 200649257 |
| Deed Book / Page | 32306 / 661 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 12809 BIG HORN DR, SILVER SPRING, MD 20904-6835 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 12809 BIG HORN DR, SILVER SPRING, MD 20904-6835 |
| Document Number | 0644160207 |
|---|---|
| Date | Oct 28, 2021 |
| Book Page | 64416/207 |
| Name | AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 12809 BIG HORN DR, SILVER SPRING, MD 20904-6835 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | SECURITY TITLE |
| Name | Verified Name |
|---|
| Document Number | 0542360154 |
|---|---|
| Date | May 4, 2017 |
| Book Page | 54236/154 |
| Name | MCLEAN MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 12809 BIG HORN DR, SILVER SPRING, MD 20904-6835 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0542360177 |
|---|---|
| Date | May 4, 2017 |
| Book Page | 54236/177 |
| Name | REVERE BANK |
|---|---|
| Type | Bank |
| Address | LAUREL, MD 20707 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $625,600 (+6.52%) Land $239,600 Building $386,000 | $625,600 (-) Land $239,600 Building $386,000 | |
| 2025 | $6,604.00 (+27.98%) | $587,333 (+14.98%) | $625,600 (+22.47%) Land $239,600 Building $386,000 |
| 2023 | $510,800 Land $239,600 Building $271,200 | $510,800 Land $239,600 Building $271,200 | |
| 2022 | $5,160.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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