12809 Big Bend Rd, Saint Louis, MO 63122 Property Records

St. Louis County property record for 12809 Big Bend Rd, Saint Louis, MO 63122

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 902 sqft · built 1900
Lot Size0.21 acres (9,148 sqft)
OwnerCompany Name on Record
Last Sale$181,800 (Aug 2021)
Tax Bill$3,171 (2025)
Deeds & MortgagesAug 2021 Mortgage
Dec 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN25O-54-0213

Property Details

APN / Parcel Number

Primary APN25O-54-0213

Interior

Bedrooms1 Bed
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms4 Rooms
Stories1 Story
Building Area902 sqft Living Area
Gross Area1,056 sqft
1st Floor Area902 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleBungalow
Exterior MaterialAsbestos
Construction TypeFrame
Foundation TypeRaised
Lot Area9,148 sqft (0.21 acres)
Lot Dimensions60 ft deep x 60 ft wide
PorchEnclosed Frame Porch
Porch Area154 sqft
Patio Area190 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelElectric
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address12809 BIG BEND RD
CitySAINT LOUIS
StateMO
Zip63122-5103
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code32R3
Legal DescriptionSECTION 10-44-5 LOC 693 FT ALONG ROAD SW OF E & W CENTER LINE OF SEC
Legal Range05
Legal Township44
Legal Section10
JurisdictionST LOUIS MO
Township / Civil DivisionBONHOMME
Census Block Group1
Census Block1033
Census Tract218014

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address11939 MANCHESTER RD, SAINT LOUIS, MO 63131-4502
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Aug 25, 2021Warranty Deed, Transfer · Conventional Mortgage
GOLDWATER BANK NA
Dec 13, 2019Deed of Trust, Mortgage
PENNY TRENTER

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 25, 2021 · Amount on Record
Deed SaleAug 25, 2021 · Amount on Record
Prior SaleDec 15, 2016 · Amount on Record
Deed Document Number2021277
Deed Book / Page25072 / 1684
Prior Transfer DateJul 24, 2013
Prior Transfer Doc0223162196
Record UpdatedOct 29, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MO
Recording DateAug 25, 2021
Property Address12809 BIG BEND RD, SAINT LOUIS, MO 63122-5103
Document Number0250721684
Book / Page25072 / 1684
Instrument DateAug 18, 2021
Instrument2021082500277
Transaction TypeTransfer
Record UpdatedOct 28, 2021
Title CompanyINTEGRITY TITLE SOLUTIONS LLC, INTEGRITY TITLE SLN LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address11939 MANCHESTER RD # 164, 11939, SAINT LOUIS, MO 63131-4502

Transferred To (Grantee/Buyer)

NameVerified Name
Address12809 BIG BEND RD, SAINT LOUIS, MO 63122-5103

Mortgage

Document Number2021082500278
DateAug 25, 2021
Instrument2021082500278
Lender
NameGOLDWATER BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MO
Property Address12809 BIG BEND RD, SAINT LOUIS, MO 63122-5103
Document Number0238730300
Instrument DateDec 13, 2019
Transaction TypeMortgage
Record UpdatedFeb 6, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address11939 MANCHESTER RD #164 ST LOUIS MO 631314502, 164, ST LOUIS, MO 63131-4502

Mortgage

Document Number0238730300
DateJan 24, 2020
Book Page023873/000300
Instrument417
Lender
NamePENNY TRENTER
Address433 WOODLAWN AVE, ST LOUIS, MO 63119-3638
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Louis County
MunicipalityKirkwood City
Unified School DistrictKirkwood R-VII School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$55,950 (-) Land $37,390 Building $18,560$294,500 (-) Land $196,800 Building $97,700
2025$3,171.00 (+6.45%)$55,950 (+17.96%) Land $37,390 Building $18,560$294,500 (+17.99%) Land $196,800 Building $97,700
2024$2,979.00 (+1.57%)
2023$2,933.00 (+31.94%)$47,430 (+40.08%) Land $29,930 Building $17,500$249,600 (+40.07%) Land $157,500 Building $92,100
2022$2,223.00$33,860 Land $26,940 Building $6,920
2021$178,200 Land $141,800 Building $36,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKIRKWOOD PWS
serves 28,000 people · EPA ID MO6010430
Water SourcePurchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Wisper ISP.

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