12809 130th St, Largo, FL 33774 Property Records

Pinellas County property record for 12809 130th St, Largo, FL 33774

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,377 sqft · built 1975
Lot Size	0.157 acres (6,839 sqft)
Owner	Individual Name on File
Last Sale	$352,000 (Aug 2021)
Tax Bill	$6,860 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Aug 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-749-7197-9`

Property Details

APN / Parcel Number

Primary APN	`C62-000-749-7197-9`
Alternative APNs	`08-30-15-57987-000-0030` `301508579870000030` `153008579870000030` `R90685`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,377 sqft Living Area
Gross Area	1,891 sqft
1st Floor Area	1,377 sqft
Flooring	Carpet
Interior Walls	Composition
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1993
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	6,839 sqft (0.157 acres)
Lot Dimensions	114 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	276 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Patio
Porch Area	238 sqft
Deck Area	287 sqft
Patio Area	287 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R90685
Street Address	12809 130TH ST
City	LARGO
State	FL
Zip	33774-2613
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MILL POND LOT 3
Legal Range	15E
Legal Township	30S
Legal Section	8
Legal Subdivision	MILL POND
Legal Tract	57987
Legal Lot Number	3
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	2
Census Block	2004
Census Tract	25207

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	12809 130TH ST, LARGO, FL 33774-2613
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Aug 4, 2021	Warranty Deed, Transfer · VA Mortgage CMG MORTGAGE INC
Aug 13, 2018	Warranty Deed, Transfer · FHA Mortgage SUCCESS MORTGAGE PARTNERS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2021 · Amount on File
Deed Sale	Aug 4, 2021 · Amount on File
Prior Sale	Aug 13, 2018 · Amount on File
Deed Document Number	2021255806
Deed Book / Page	21657 / 2016
Prior Transfer Date	Oct 6, 2009
Prior Transfer Doc	0167760343
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	12809 130TH ST, LARGO, FL 33774-2613
Transaction Type	Mortgage
Record Updated	Feb 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12809 130TH ST, LARGO, FL 33774-2613

Mortgage

Document Number	0223130604
Date	Jan 11, 2023
Book Page	22313/604
Instrument	2023007420

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Jan 5, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Aug 4, 2021
Property Address	12809 130TH ST, LARGO, FL 33774-2613
Document Number	0216572016
Book / Page	21657 / 2016
Map Reference	MB 75 PG 16&17
Instrument Date	Jul 30, 2021
Instrument	2021255806
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,464.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1760 N RIDGE RD APT 1152, 1760, MCKINNEY, TX 75071-0064

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12809 130TH ST, LARGO, FL 33774-2613

Mortgage

Document Number	216572018
Date	Aug 4, 2021
Instrument	21657/2018

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Aug 13, 2018
Property Address	12809 130TH ST, LARGO, FL 33774-2613
Document Number	0201641608
Book / Page	20164 / 1608
Map Reference	MB 75 PG 16-17
Instrument Date	Aug 13, 2018
Instrument	2018257637
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	COAST TO COAST TITLE & ESCRO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,540.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3441 NE 13TH AVE, 3441, POMPANO BEACH, FL 33064-6212

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12809 130TH ST, LARGO, FL 33774-2613

Mortgage

Document Number	2018257638
Date	Aug 13, 2018
Instrument	2018257638

Lender

Name	SUCCESS MORTGAGE PARTNERS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Largo City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,860.00 (+12.53%)	$361,331 (+12.08%) Land $119,043 Building $242,288	$361,331 (+12.08%) Land $119,043 Building $242,288
2023	$6,096.00 (+8.57%)	$322,399 (+9.24%)	$322,399 (+9.24%) Land $139,564 Building $182,835
2022	$5,615.00	$295,139	$295,139 Land $149,468 Building $145,671

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	2 (2016–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2020 · Hurricane Eta

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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