12807 Rossmere Ct, Midlothian, VA 23114 Property Records

Chesterfield County property record for 12807 Rossmere Ct, Midlothian, VA 23114

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,067 sqft · built 1986
Lot Size	0.218 acres (9,496 sqft)
Owner	Individual Name on File
Last Sale	$465,000 (Sep 2023)
Tax Bill	$4,517 (2026)
Deeds & Mortgages	Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02601120400M025`

Property Details

APN / Parcel Number

Primary APN	`02601120400M025`
Alternative APNs	`733-70-42-08-600-000` `266838001` `466187000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,067 sqft Finished Area
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Victorian
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Masonry
Roof Material	Composition Shingle
Lot Area	9,496 sqft (0.218 acres)
View / Lot	Cul-de-sac
Garage Area	325 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	273 sqft
Deck Area	Deck Area
Patio Area	180 sqft
Balcony Area	48 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	466187000
Street Address	12807 ROSSMERE CT
City	MIDLOTHIAN
State	VA
Zip	23114-3093
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7 - SINGL
Legal Description	STONEHENGE WEST L25BK M SEC 4
Legal Subdivision	STONEHENGE WEST
Legal Block	M
Legal Lot Number	25
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	MIDLOTHIAN
Census Block Group	2
Census Block	2002
Census Tract	100930

Owner

12807 Rossmere Ct is owned and occupied by an individual who bought it in September 2023.

Source: Chesterfield County records, as of June 22, 2026

Owner of Record	Individual Name on File
Mailing Address	12807 ROSSMERE CT, MIDLOTHIAN, VA 23114-3093
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2023 · Amount on File
Deed Sale	Sep 1, 2023 · Amount on File
Prior Sale	Jul 5, 2000 · Amount on File
Deed Document Number	202326538
Deed Book / Page	14361 / 396
Transfer Doc	2807000948
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Sep 1, 2023
Property Address	12807 ROSSMERE CT, MIDLOTHIAN, VA 23114-3093
Document Number	014361-396
Book / Page	14361 / 396
Instrument Date	Aug 31, 2023
Instrument	2023026538
Transaction Type	Transfer
Record Updated	Sep 20, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12807 ROSSMERE CT, MIDLOTHIAN, VA 23114-3093

Mortgage

Document Number	014361-400
Date	Sep 1, 2023
Book Page	14361/400
Instrument	2023026539

Lender

Name	ARLINGTON COMMUNITY FEDERAL CREDIT UNION

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2038
Change Frequency	Annually

Tax Assessment & Valuation

The 2026 property tax bill for 12807 Rossmere Ct was $4,517.

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,517.00	$504,800 (+3.76%) Land $91,000 Building $413,800	$504,800 (+3.76%) Land $91,000 Building $413,800
2025		$486,500 Land $81,000 Building $405,500	$486,500 Land $81,000 Building $405,500
2023	$3,061.00	$333,700 Land $73,000 Building $260,700	$333,700 Land $73,000 Building $260,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12807 Rossmere Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12807 Rossmere Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20