12806 Kernel Cir, Bowie, MD 20715 Property Records

Prince George's County property record for 12806 Kernel Cir, Bowie, MD 20715

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,676 sqft · built 1962
Lot Size0.243 acres (10,567 sqft)
Owner2 Individual Names on File
Last Sale$365,000 (Jun 2018)
Tax Bill$6,388 (2024)
Deeds & MortgagesApr 2017 Mortgage
Apr 2020 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN07-0660407

Property Details

APN / Parcel Number

Primary APN07-0660407
Alternative APN
  • 0660407

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,676 sqft Living Area
Gross Area2,114 sqft
1st Floor Area1,208 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Architectural StyleConventional
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area10,567 sqft (0.243 acres)
Garage TypeAttached
Garage Area312 sqft
Parking Spaces1 Parking Space
Deck Area304 sqft
Patio Area126 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number0660407
Street Address12806 KERNEL CIR
CityBOWIE
StateMD
Zip20715-2873
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF65
Legal DescriptionKENILWORTH AT
Legal SubdivisionKENILWORTH /BELAIR SEC 22
Legal Block77
Legal Lot Number5
JurisdictionPRINCE GEORGE'S MD
Township / Civil Division7, QUEEN ANNE
Census Block Group2
Census Block2007
Census Tract800505

Owner

Source: Prince George's County assessment roll, APN 07-0660407, as of October 13, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address12806 KERNEL CIR, BOWIE, MD 20715-2873
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Apr 04, 2017Deed of Trust, Mortgage · VA Mortgage
BBMC MORTGAGE LLC
Apr 24, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNION HOME MORTGAGE CORP
May 28, 2021Intrafamily Transfer, Transfer
EASTERN TITLE AND SETTLEMENT, EASTERN TITLE & SETTLEMENT
Jan 09, 2020Quit Claim Deed, Transfer
EASTERN TITLE AND SETTLEMENT, EASTERN TITLE & SETTLEMENT
Jun 07, 2018Deed, Transfer · Conventional Mortgage
FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 07, 2018 · Amount on Record
Deed SaleJun 07, 2018 · Amount on Record
Prior SaleMay 30, 2007 · Amount on Record
Deed Book / Page40979 / 343
Last Transfer DateJan 20, 2021
Transfer Doc0455980082
Record UpdatedJun 08, 2026

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPRINCE GEORGE'S MD
Property Address12806 KERNEL CIR, BOWIE, MD 20715-2873
Transaction TypeMortgage
Record UpdatedAug 11, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0393650227
DateApr 04, 2017
Book Page39365/227
Instrument39365-227
Lender
NameBBMC MORTGAGE LLC
TypeGovernment Agency
AddressLOMBARD, IL 60148
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term350 Months
DueJun 01, 2046

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPRINCE GEORGE'S MD
Property Address12806 KERNEL CIR, BOWIE, MD 20715-2873
Transaction TypeMortgage
Record UpdatedAug 11, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0434180090
DateApr 24, 2020
Book Page43418/90
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
AddressSTRONGSVILLE, OH 44136
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueApr 01, 2035

May 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPRINCE GEORGE'S MD
Recording DateMay 28, 2021
Property Address12806 KERNEL CIR, BOWIE, MD 20715-2873
Document Number0455980082
Book / Page45598 / 82
Map ReferenceMB WWW 42 FO 30
Instrument DateJan 20, 2021
Transaction TypeTransfer
Record UpdatedAug 11, 2022
Title CompanyEASTERN TITLE AND SETTLEMENT, EASTERN TITLE & SETTLEMENT

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address12806 KERNEL CIR, BOWIE, MD 20715-2873

January 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPRINCE GEORGE'S MD
Recording DateJan 09, 2020
Property Address12806 KERNEL CIR, BOWIE, MD 20715-2873
Document Number0429860192
Book / Page042986 / 000192
Instrument DateAug 05, 2019
Transaction TypeTransfer
Record UpdatedFeb 07, 2020
Title CompanyEASTERN TITLE AND SETTLEMENT, EASTERN TITLE & SETTLEMENT

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address12806 KERNEL CIR BOWIE MD 207152873, BOWIE, MD 20715-2873

June 2018: Deed, Transfer

Document TypeDeed
JurisdictionPRINCE GEORGE'S MD
Recording DateJun 07, 2018
Property Address12806 KERNEL CIR, BOWIE, MD 20715-2873
Document Number0409790343
Book / Page40979 / 343
Map ReferenceMB42 FO30
Instrument DateMay 09, 2018
Transaction TypeTransfer
Record UpdatedAug 11, 2022
Title CompanyMICHAELS TITLE AND ESCROW LL

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$6,935.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address12806 KERNEL CIR, BOWIE, MD 20715-2873

Mortgage

Document Number0040979350
DateJun 07, 2018
Instrument40979/350
Lender
NameFLAGSTAR BANK FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2048

Tax Assessment & Valuation

Source: Prince George's County assessment roll as of October 13, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMaryland
CountyPrince George's County
MunicipalityBowie City
Unified School DistrictPrince George's County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$386,700 (+7.49%) Land $101,300 Building $285,400$386,700 (-) Land $101,300 Building $285,400
2024$6,388.00 (+3%)
2023$4,914.00$359,767$386,700 Land $101,300 Building $285,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Prince George's County (24033C), as of January 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240338005052, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 182 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880

May also be available: T-Mobile USA.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MD0160002, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF BOWIE
serves 25,000 people
Water SourceGroundwater
Last State InspectionAug 2024
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Kernel Cir

Nearby Streets

Search Property Records by Address or Parcel Number