12805 US Hwy 98 E, Inlet Beach, FL 32461 Property Records

Walton County property record for 12805 US Hwy 98 E, Inlet Beach, FL 32461 · Last verified December 2025

Property Summary

Property Type	Mixed Use Store/Office
Details	12 ba · 8,609 sqft · built 2015
Lot Size	1.23 acres (53,622 sqft)
Owner	Owner Name on File
Last Sale	$800,000 (Feb 2013)
Tax Bill	$38,634 (2023)
Deeds & Mortgages	Nov 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`36-3S-18-16100-000-0490`

Property Details

APN / Parcel Number

Primary APN	`36-3S-18-16100-000-0490`
Alternative APN	`1082620`

Interior

Full Baths	12 Baths
Stories	2 Stories
Building Area	8,609 sqft Total Area
Flooring	Concrete/Cement
Interior Walls	Custom/Decorative
Elevator	Elevator

Exterior

Year Built	Built 2015
Exterior Material	Stucco
Fire Resistance	Masonry Walls, Wood Interior
Roof Type	Cathedral/Clerestory
Roof Material	Tin
Lot Area	53,622 sqft (1.23 acres)
Lot Dimensions	32.5 ft deep x 16.5 ft wide
Total Buildings	4 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1082620
Street Address	12805 US HIGHWAY 98 E
City	INLET BEACH
State	FL
Zip	32461-9630
Property Category	Commercial
Property Type	Commercial > Retail > Mixed Use Store/Office
Legal Description	LOT 49 S/D OF SEC 36-3S-18W OR 22-460 OR 1729-276 OR 1885-101 OR 2793-3640 OR 2912-2083
Legal Range	18W
Legal Township	03S
Legal Section	36
Legal Subdivision	S/D OF SEC 36-3S-18
Legal Lot Number	49
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	2
Census Block	2036
Census Tract	950610

Owner

Source: Walton County records · APN 36-3S-18-16100-000-0490

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	PO BOX 611310, ROSEMARY BEACH, FL 32461-1002

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 19, 2013 · Amount on Record
Deed Sale	Feb 19, 2013 · Amount on Record
Prior Sale	May 28, 2008 · Amount on Record
Deed Document Number	1227151
Deed Book / Page	2912 / 2083
Record Updated	Jun 08, 2026

November 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WALTON FL
Recording Date	Nov 30, 2018
Property Address	12805 US HIGHWAY 98 E, INLET BEACH, FL 32461-9630
Document Number	0030911877
Book / Page	003091 / 001877
Instrument Date	Nov 29, 2018
Instrument	39826
Transaction Type	Mortgage
Record Updated	Dec 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	12805 US HIGHWAY 98 E #P201 INLET BEACH FL 324619634, P201, INLET BEACH, FL 32461-9634

Mortgage

Document Number	30911877
Date	Nov 30, 2018
Book Page	003091/001877
Instrument	39826

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 N TRYON ST, CHARLOTTE, NC 28246-0100

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$5,177,988 (+20.92%) Building $5,177,988	$5,177,988 (+20.92%) Building $5,177,988
2023	$38,634.00 (+2.94%)	$4,282,077 (-) Building $4,282,077	$4,282,077 (-) Building $4,282,077
2022	$37,531.00	$4,282,077 Building $4,282,077	$4,282,077 Building $4,282,077

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Walton County (12131C), updated June 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 34% of the US · above 8% of Florida
Wildfire Likelihood	About 1 in 4,545 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.