Montgomery County property record for 12805 Iona Ct, Silver Spring, MD 20904
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,628 sqft · built 1981 |
| Lot Size | 0.244 acres (10,607 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $540,000 (Nov 2023) |
| Tax Bill | $4,884 (2025) |
| Deeds & Mortgages | Nov 2023 Sale & Mortgage Sep 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-01856646 |
| Primary APN | 05-01856646 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,628 sqft Living Area |
| Gross Area | 1,760 sqft |
| 1st Floor Area | 1,108 sqft |
| Basement Area | 520 sqft |
| Finished Basement | 520 sqft |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 10,607 sqft (0.244 acres) |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 132 sqft |
| Deck Area | 100 sqft |
| Patio Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 01856646 |
|---|---|
| Street Address | 12805 IONA CT |
| City | SILVER SPRING |
| State | MD |
| Zip | 20904-7124 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R90 |
| Legal Description | CALVERTON |
| Legal Subdivision | CALVERTON |
| Legal Block | 24 |
| Legal Lot Number | 40 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 5 |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 701424 |
Source: Montgomery County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12805 IONA CT, SILVER SPRING, MD 20904-7124 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
| Date | Document |
|---|---|
| Nov 2, 2023 | Deed, Transfer · FHA Mortgage NFM INC |
| Sep 17, 2021 | Deed of Trust, Mortgage · Line of Credit IDB-IIC FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 2, 2023 · Amount on Record |
| Deed Sale | Nov 2, 2023 · Amount on Record |
| Prior Sale | Feb 11, 2003 · Amount on Record |
| Deed Book / Page | 67514 / 223 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Nov 2, 2023 |
| Property Address | 12805 IONA CT, SILVER SPRING, MD 20904-7124 |
| Document Number | 0675140223 |
| Book / Page | 67514 / 223 |
| Map Reference | MB 105 PL 12131 |
| Instrument Date | Oct 30, 2023 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2023 |
| Title Company | JDM TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,350.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 12805 IONA CT, SILVER SPRING, MD 20904-7124 |
| Document Number | 0067514234 |
|---|---|
| Date | Nov 2, 2023 |
| Instrument | 67514/234 |
| Name | NFM INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 12805 IONA CT, SILVER SPRING, MD 20904-7124 |
| Transaction Type | Mortgage |
| Record Updated | Oct 4, 2021 |
| Title Company | ORIGINAL TITLE ESCROW LLC, ORIGINAL TITLE & ESCROW LLC |
| Name | Verified Name |
|---|
| Document Number | 0640500143 |
|---|---|
| Date | Sep 17, 2021 |
| Book Page | 64050/143 |
| Name | IDB-IIC FCU |
|---|---|
| Type | Credit Union |
| Address | WASHINGTON, DC 20577 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 16, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $468,700 (+7.03%) Land $256,000 Building $212,700 | $468,700 (-) Land $256,000 Building $212,700 | |
| 2025 | $4,884.00 (+31.11%) | $437,933 (+16.35%) | $468,700 (+24.52%) Land $256,000 Building $212,700 |
| 2023 | $376,400 Land $256,000 Building $120,400 | $376,400 Land $256,000 Building $120,400 | |
| 2022 | $3,725.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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