12805 E 40th Ter S, Independence, MO 64055 Property Records

Jackson County property record for 12805 E 40th Ter S, Independence, MO 64055 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,320 sqft · built 1960
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Tax Bill	$2,166 (2024)
Deeds & Mortgages	Mar 2022 Mortgage Mar 2021 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`33-340-08-10`

Property Details

APN / Parcel Number

Primary APN	`33-340-08-10`
Alternative APNs	`33340081000000001` `879127`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,320 sqft Living Area
1st Floor Area	1,320 sqft
Basement Area	1,320 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Architectural Style	Ranch
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	120 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	222 sqft
Deck Area	532 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	879127
Old Parcel Number	33340081000000001
Street Address	12805 E 40TH TER S
City	INDEPENDENCE
State	MO
Zip	64055-4316
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EASTGATE NO 2 LOT 94
Legal Range	32
Legal Township	49
Legal Section	22
Legal Subdivision	EASTGATE NO 2
Legal Lot Number	94
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	3
Census Block	3014
Census Tract	12200

Owner

Source: Jackson County records · APN 33-340-08-10

Assessment roll updated June 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	12805 E 40TH TER S, INDEPENDENCE, MO 64055-4316
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Aug 16, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Dec 16, 2025	Warranty Deed, Transfer · FHA Mortgage PRIMELENDING
May 20, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Jul 11, 2018	Deed of Trust, Mortgage QUICKEN LNS
Nov 06, 2017	Deed of Trust, Mortgage QUICKEN LNS
May 31, 2017	Deed of Trust, Mortgage QUICKEN LNS
Dec 29, 2016	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 16, 2025
Deed Sale	Dec 16, 2025
Prior Sale	Oct 31, 1995
Deed Document Number	2025E0092997
Record Updated	Jun 08, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	12805 E 40TH TER S, INDEPENDENCE, MO 64055-4316
Transaction Type	Mortgage
Record Updated	Dec 29, 2025
Title Company	UNKNOWN, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12805 E 40TH TER S, INDEPENDENCE, MO 64055-4316
Investor	Possibly a Property Investor

Mortgage

Document Number	00E0027206
Date	Mar 22, 2022
Instrument	2022E0027206

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Nov 01, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	12805 E 40TH TER S, INDEPENDENCE, MO 64055-4316
Transaction Type	Mortgage
Record Updated	Dec 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00E0027706
Date	Mar 15, 2021
Instrument	2021E0027706

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	12805 E 40TH TER S, INDEPENDENCE, MO 64055-4316
Transaction Type	Mortgage
Record Updated	Dec 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12805 E 40TH TER S, INDEPENDENCE, MO 64055-4316
Investor	Possibly a Property Investor

Mortgage

Document Number	00E0076653
Date	Aug 16, 2022
Instrument	2022E0076653

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2052

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Dec 16, 2025
Property Address	12805 E 40TH TER S, INDEPENDENCE, MO 64055-4316
Document Number	00E0092997
Instrument Date	Dec 09, 2025
Instrument	2025E0092997
Transaction Type	Transfer
Record Updated	Dec 29, 2025
Title Company	SEAVER TITLE AGENCY LLC, EVERTITLE AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12805 E 40TH TER S, INDEPENDENCE, MO 64055-4316

Mortgage

Document Number	00E0093900
Date	Dec 16, 2025
Instrument	2025E0093900

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2056

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	12805 E 40TH TER S, INDEPENDENCE, MO 64055-4316
Document Number	0000E42328
Instrument Date	May 20, 2020
Transaction Type	Mortgage
Record Updated	Jun 15, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12805 E 40TH TER S INDEPENDENCE MO 640554316, INDEPENDENCE, MO 64055-4316

Mortgage

Document Number	0000E42328
Date	May 26, 2020
Instrument	42328E

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	May 25, 2045

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	12805 E 40TH TER S, INDEPENDENCE, MO 64055-4316
Document Number	0000E61852
Instrument Date	Jul 11, 2018
Transaction Type	Mortgage
Record Updated	Aug 10, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12805 E 40TH TER S INDEPENDENCE MO 640554316, INDEPENDENCE, MO 64055-4316

Mortgage

Document Number	0000E61852
Date	Jul 16, 2018
Instrument	61852E

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 15, 2048

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	12805 E 40TH TER S, INDEPENDENCE, MO 64055-4316
Document Number	000E104293
Instrument Date	Nov 06, 2017
Transaction Type	Mortgage
Record Updated	May 17, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12805 E 40TH TER S INDEPENDENCE MO 640554316, INDEPENDENCE, MO 64055-4316

Mortgage

Document Number	000E104293
Date	Nov 20, 2017
Instrument	104293E

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48266-1906

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Nov 19, 2032

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	12805 E 40TH TER S, INDEPENDENCE, MO 64055-4316
Document Number	0000E50312
Instrument Date	May 31, 2017
Transaction Type	Mortgage
Record Updated	Jun 26, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12805 E 40TH TER S INDEPENDENCE MO 640554316, INDEPENDENCE, MO 64055-4316

Mortgage

Document Number	0000E50312
Date	Jun 06, 2017
Instrument	50312E

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jun 05, 2027

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	12805 E 40TH TER S, INDEPENDENCE, MO 64055-4316
Document Number	0000E00883
Instrument Date	Dec 29, 2016
Transaction Type	Mortgage
Record Updated	Jan 24, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12805 E 40TH TER S INDEPENDENCE MO 640554316, INDEPENDENCE, MO 64055-4316

Mortgage

Document Number	0000E00883
Date	Jan 04, 2017
Instrument	883E

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 03, 2032

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated June 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$26,885 (-14.04%) Land $4,372 Building $22,513	$141,500 (-14.03%)
2024	$2,166.00 (+2.31%)
2023	$2,117.00	$31,275 Land $3,012 Building $28,263	$164,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jackson County (29095C), updated May 28, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

12805 E 40th Ter S, Independence, MO 64055 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

March 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2025: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2018: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2016: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on E 40th Ter S

Nearby Streets

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