12804 White Bluff Rd, Fort Smith, AR 72916 Property Records

Sebastian County property record for 12804 White Bluff Rd, Fort Smith, AR 72916

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,928 sqft · built 1974
Lot Size	1.48 acres (64,469 sqft)
Owner	Individual Name on File
Tax Bill	$2,192 (2025)
Deeds & Mortgages	Jan 2021 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`60976-0007-00000-00`

Property Details

APN / Parcel Number

Primary APN	`60976-0007-00000-00`
Alternative APN	`65026`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,928 sqft Living Area
1st Floor Area	1,928 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	64,469 sqft (1.48 acres)
Garage Type	Attached
Garage Area	365 sqft
Driveway	Driveway
Driveway Area	1,478 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	12 sqft
Patio Area	364 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	65026
Street Address	12804 WHITE BLUFF RD
City	FORT SMITH
State	AR
Zip	72916-8352
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	7 & N 76' LT 6 & PT TRACT A
Legal Range	32
Legal Township	07
Legal Section	28
Legal Subdivision	WHITE BLUFF ACRES-GWD SD
Legal Tract	A
Legal Lot Number	6
Jurisdiction	SEBASTIAN AR
Township / Civil Division	4
Census Block Group	1
Census Block	1012
Census Tract	10301

Owner

Source: Sebastian County records · APN 60976-0007-00000-00

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	12804 WHITE BLUFF RD, FORT SMITH, AR 72916-8352
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Jan 11, 2021
Transfer Doc	2021G00788
Record Updated	Jun 08, 2026

January 2021: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SEBASTIAN AR
Recording Date	Jan 11, 2021
Property Address	12804 WHITE BLUFF RD, FORT SMITH, AR 72916-8352
Document Number	2021G00788
Instrument Date	Jan 07, 2021
Instrument	2021G-00788
Transaction Type	Foreclosure
Record Updated	Dec 01, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$554.40
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12804 WHITE BLUFF RD, FORT SMITH, AR 72916-8352

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12804 WHITE BLUFF RD, FORT SMITH, AR 72916-8352

Mortgage

Document Number	2021G00789
Date	Jan 11, 2021
Instrument	2021G-00789

Lender

Name	FIRST NATIONAL BANK OF FORT SMITH
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2051

Tax Assessment & Valuation

Source: Sebastian County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Sebastian County
Unified School District	Greenwood School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,192.00 (+113.85%) Homeowner's exemption	$44,649 (+51.15%) Land $10,000 Building $34,649	$223,245 (+51.15%) Land $50,000 Building $173,245
2023	$1,025.00 (-4.65%) Homeowner's exemption	$29,540 (-) Land $7,500 Building $22,040	$147,700 (-) Land $37,500 Building $110,200
2022	$1,075.00 Homeowner's exemption	$29,540 Land $7,500 Building $22,040	$147,700 Land $37,500 Building $110,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sebastian County (05131C), as of June 1, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 051310103011, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1986)
Most Recent Claim	Oct 1986 · tidal / storm surge

Wildfire

Wildfire Risk	High above 74% of the US · above 98.2% of Arkansas
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Arkansas Valley Electric Cooperative Fiber	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL	100 / 20

Based on FCC filings for 122 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system AR0000507, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	FORT SMITH WATER UTILITIES serves 86,209 people
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Aug 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.