12804 Goldstone Ct, Silver Spring, MD 20904 Property Records

Montgomery County property record for 12804 Goldstone Ct, Silver Spring, MD 20904

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,248 sqft · built 1981
Lot Size	0.229 acres (9,967 sqft)
Owner	Individual Name on File
Last Sale	$415,000 (Feb 2017)
Tax Bill	$5,973 (2025)
Deeds & Mortgages	Jan 2022 Line of Credit Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-01876336`

Property Details

APN / Parcel Number

Primary APN	`05-01876336`
Alternative APN	`01876336`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,248 sqft Living Area
Gross Area	2,710 sqft
1st Floor Area	1,320 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Bi-Level
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,967 sqft (0.229 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01876336
Street Address	12804 GOLDSTONE CT
City	SILVER SPRING
State	MD
Zip	20904-5320
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R90
Legal Description	SNOWDENS MILL
Legal Subdivision	SNOWDENS MILL
Legal Block	K
Legal Lot Number	31
Jurisdiction	MONTGOMERY MD
Township / Civil Division	5
Census Block Group	3
Census Block	3008
Census Tract	701414

Owner

12804 Goldstone Ct is owned and occupied by an individual who bought it in February 2017.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	12804 GOLDSTONE CT, SILVER SPRING, MD 20904-5320
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2022	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Feb 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Feb 21, 2017	Grant Deed, Transfer NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 21, 2017 · Amount on File
Deed Sale	Feb 21, 2017 · Amount on File
Deed Book / Page	53856 / 182
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	12804 GOLDSTONE CT, SILVER SPRING, MD 20904-5320
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12804 GOLDSTONE CT, SILVER SPRING, MD 20904-5320

Mortgage

Document Number	0649540002
Date	Jan 4, 2022
Book Page	64954/2

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Jan 1, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	12804 GOLDSTONE CT, SILVER SPRING, MD 20904-5320
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12804 GOLDSTONE CT, SILVER SPRING, MD 20904-5320

Mortgage

Document Number	0619190001
Date	Feb 17, 2021
Book Page	61919/1

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	312 Months
Due	Feb 1, 2047

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Feb 21, 2017
Property Address	12804 GOLDSTONE CT, SILVER SPRING, MD 20904-5320
Document Number	0538560181
Book / Page	053856 / 000181
Instrument Date	Dec 7, 2016
Transaction Type	Transfer
Record Updated	Mar 22, 2017
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$415.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	12804 GOLDSTONE CT SILVER SPRING MD 209045320, SILVER SPRING, MD 20904-5320

Mortgage

Document Number	538560188
Date	Feb 21, 2017
Book Page	053856/000188

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 20, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 12804 Goldstone Ct was $5,973.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$580,200 (+10.34%) Land $223,100 Building $357,100	$580,200 (-) Land $223,100 Building $357,100
2025	$5,973.00	$525,833	$580,200 Land $223,100 Building $357,100
2023		$417,100 Land $223,100 Building $194,000	$417,100 Land $223,100 Building $194,000
2022	$4,407.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12804 Goldstone Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1985)
Most Recent Claim	Nov 1985 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12804 Goldstone Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, MoCoNet.

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