12804 Cascade Ln, Rogers, MN 55374 Property Records

Hennepin County property record for 12804 Cascade Ln, Rogers, MN 55374

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,534 sqft · built 2012
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on Record
Last Sale	$360,500 (Sep 2019)
Tax Bill	$5,557 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Jun 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`22-120-23-32-0109`

Property Details

APN / Parcel Number

Primary APN	`22-120-23-32-0109`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,534 sqft Living Area
Gross Area	2,672 sqft
1st Floor Area	742 sqft
2nd Floor Area	792 sqft
Basement Area	594 sqft
Family Room	Family Room
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Colonial
Exterior Material	Metal
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	149 ft deep x 100 ft wide
View / Lot	Lake
Garage Type	Attached
Garage Area	544 sqft
Porch	Open Porch
Porch Area	72 sqft
Deck Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Space Heater

Location & Zoning

Street Address	12804 CASCADE LN
City	ROGERS
State	MN
Zip	55374-4882
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 014 BLOCK 004 A LYNDHAVEN MEADOWS W 100X149
Legal Range	23
Legal Township	120
Legal Section	22
Legal Quarter	32
Legal Subdivision	LYNDHAVEN MEADOWS
Legal Block	4
Legal Lot Number	14
Jurisdiction	HENNEPIN MN
Township / Civil Division	ROGERS
Census Block Group	1
Census Block	1004
Census Tract	26912

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12804 CASCADE LN, ROGERS, MN 55374-4882
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2023	Deed of Trust, Mortgage · Conventional Mortgage TRUSTONE FINANCIAL CU
Jun 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage NEW AMERICAN FNDG
Sep 19, 2019	Warranty Deed, Transfer · Conventional with PMI NEW AMERICAN FNDG
Jul 6, 2018	Deed of Trust, Mortgage · Conventional Mortgage UNITED EDUCATORS CU
Oct 10, 2017	Deed of Trust, Mortgage · Conventional Mortgage UNITED EDUCATORS CU
May 10, 2017	Deed of Trust, Mortgage · Conventional Mortgage UNITED EDUCATORS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2019 · Amount on Record
Deed Sale	Sep 19, 2019 · Amount on Record
Prior Sale	Dec 4, 2014 · Amount on Record
Deed Document Number	201910707371
Prior Transfer Date	Jul 15, 2011
Prior Transfer Doc	0009675405
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	12804 CASCADE LN, ROGERS, MN 55374-4882
Transaction Type	Mortgage
Record Updated	Jul 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0A11212364
Date	Jul 5, 2023
Instrument	A11212364

Lender

Name	TRUSTONE FINANCIAL CU
Type	Credit Union
Address	MINNEAPOLIS, MN 55447

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 17, 2043

Interest

Rate Type	Adjustable Rate
Rate	6.49%
Type Change Date	Aug 1, 2028
Change Frequency	Annually
Min Rate At Change	4.49%
Max Rate At Change	8.49%
Index	Other
Max Rate	12.4%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	12804 CASCADE LN, ROGERS, MN 55374-4882
Document Number	0010816307
Instrument Date	Jun 25, 2020
Transaction Type	Mortgage
Record Updated	Aug 18, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12804 CASCADE LN ROGERS MN 553744882, ROGERS, MN 55374-4882

Mortgage

Document Number	0010816307
Date	Jul 27, 2020
Instrument	10816307

Lender

Name	NEW AMERICAN FNDG
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 26, 2050

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Sep 19, 2019
Property Address	12804 CASCADE LN, ROGERS, MN 55374-4882
Document Number	0010707371
Instrument Date	Aug 29, 2019
Instrument	10707371
Transaction Type	Transfer
Record Updated	Oct 10, 2019
Title Company	MODERN TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,225.70
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12804 CASCADE LN ROGERS MN 553744882, ROGERS, MN 55374-4882

Mortgage

Document Number	10707373
Date	Sep 19, 2019
Instrument	10707373

Lender

Name	NEW AMERICAN FNDG
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 18, 2049

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	12804 CASCADE LN, ROGERS, MN 55374-4882
Document Number	0010574739
Instrument Date	Jul 6, 2018
Transaction Type	Mortgage
Record Updated	Aug 8, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12804 CASCADE LN ROGERS MN 553744882, ROGERS, MN 55374-4882

Mortgage

Document Number	0010574739
Date	Jul 19, 2018
Instrument	10574739

Lender

Name	UNITED EDUCATORS CU
Type	Credit Union
Address	APPLE VALLEY, MN 55124

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jul 18, 2023

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	12804 CASCADE LN, ROGERS, MN 55374-4882
Document Number	0010499386
Instrument Date	Oct 10, 2017
Transaction Type	Mortgage
Record Updated	Nov 30, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12804 CASCADE LN ROGERS MN 553744882, ROGERS, MN 55374-4882

Mortgage

Document Number	0010499386
Date	Nov 6, 2017
Instrument	10499386

Lender

Name	UNITED EDUCATORS CU
Type	Credit Union
Address	APPLE VALLEY, MN 55124

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Nov 5, 2022

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	12804 CASCADE LN, ROGERS, MN 55374-4882
Document Number	0010450432
Instrument Date	May 10, 2017
Transaction Type	Mortgage
Record Updated	Jul 4, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12804 CASCADE LN ROGERS MN 553744882, ROGERS, MN 55374-4882

Mortgage

Document Number	0010450432
Date	Jun 19, 2017
Instrument	10450432

Lender

Name	UNITED EDUCATORS CU
Type	Credit Union
Address	APPLE VALLEY, MN 55124

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jun 18, 2022

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Rogers City
Unified School District	Elk River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,557.00 (+10.37%)	$417,000 (+5.84%) Land $82,000 Building $335,000	$417,000 (+5.84%) Land $82,000 Building $335,000
2023	$5,035.00 Homeowner's exemption
2022		$394,000 Land $70,000 Building $324,000	$394,000 Land $70,000 Building $324,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Rogers serves 14,430 people · EPA ID MN1270047
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: CenturyLink, Verizon.

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