12804 Black Oak Dr, Laurel, MD 20708 Property Records

Prince George's County property record for 12804 Black Oak Dr, Laurel, MD 20708

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,824 sqft · built 1980
Lot Size	0.227 acres (9,912 sqft)
Owner	Owner Name on Record
Last Sale	$310,000 (Jan 2010)
Tax Bill	$4,382 (2023)
Deeds & Mortgages	Jan 2022 Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-1106830`

Property Details

APN / Parcel Number

Primary APN	`10-1106830`
Alternative APN	`1106830`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,824 sqft Total Area
1st Floor Area	912 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,912 sqft (0.227 acres)
Garage Type	Attached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	1106830
Street Address	12804 BLACK OAK DR
City	LAUREL
State	MD
Zip	20708-2320
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF95
Legal Description	MONTPELIER FOREST
Legal Subdivision	MONTPELIER FOREST
Legal Block	A
Legal Lot Number	34
Jurisdiction	PRINCE GEORGE'S MD
Township / Civil Division	10, LAUREL
Census Block Group	3
Census Block	3000
Census Tract	800218

Owner

Source: Prince George's County records, as of January 16, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Owner Name on Record
Mailing Address	12804 BLACK OAK DR, LAUREL, MD 20708-2320
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2022	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Mar 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST HOME BANK
Oct 11, 2017	Deed of Trust, Mortgage · FHA Mortgage SUNTRUST MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 6, 2010 · Amount on Record
Deed Sale	Jan 6, 2010 · Amount on Record
Deed Document Number	001060
Deed Book / Page	31310 / 99
Record Updated	Jun 7, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PRINCE GEORGE'S MD
Property Address	12804 BLACK OAK DR, LAUREL, MD 20708-2320
Transaction Type	Mortgage
Record Updated	Jan 17, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0469250592
Date	Jan 20, 2022
Book Page	46925/592

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Nov 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PRINCE GEORGE'S MD
Property Address	12804 BLACK OAK DR, LAUREL, MD 20708-2320
Transaction Type	Mortgage
Record Updated	Aug 24, 2022
Title Company	BOSTON NATIONAL TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0432760159
Date	Mar 12, 2020
Book Page	43276/159

Lender

Name	FIRST HOME BANK
Type	Bank
Address	SEMINOLE, FL 33772

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2050

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PRINCE GEORGE'S MD
Property Address	12804 BLACK OAK DR, LAUREL, MD 20708-2320
Document Number	0401590141
Book / Page	040159 / 000141
Instrument Date	Oct 11, 2017
Transaction Type	Mortgage
Record Updated	Nov 30, 2017
Title Company	BOSTON NATIONAL TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12804 BLACK OAK DR LAUREL MD 207082320, LAUREL, MD 20708-2320

Mortgage

Document Number	0401590141
Date	Oct 26, 2017
Book Page	040159/000141

Lender

Name	SUNTRUST MTG
Type	Mortgage Company
Address	RICHMOND, VA 23224

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 25, 2047

Tax Assessment & Valuation

Source: Prince George's County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Prince George's County
Unified School District	Prince George's County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,382.00 Homeowner's exemption	$394,100	$464,900 Land $126,100 Building $338,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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