Maricopa County property record for 12802 S 40th Pl, Phoenix, AZ 85044
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,101 sqft · built 1988 |
| Lot Size | 0.196 acres (8,551 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $405,000 (Jul 2026) |
| Tax Bill | $2,210 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Jan 2022 Reverse Mortgage + 4 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 301-58-512 |
| Primary APN | 301-58-512 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,101 sqft Living Area |
| Gross Area | 2,277 sqft |
| 1st Floor Area | 2,101 sqft |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Concrete |
| Lot Area | 8,551 sqft (0.196 acres) |
| View / Lot | Corner |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 176 sqft |
| Cooling System | Refrigeration |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 12802 S 40TH PL |
|---|---|
| City | PHOENIX |
| State | AZ |
| Zip | 85044-3903 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-6 |
| Legal Description | AHWATUKEE RS-9 MCR 255-27 |
| Legal Range | 4E |
| Legal Township | 1S |
| Legal Section | 19 |
| Legal Subdivision | AHWATUKEE RS-9 |
| Legal Lot Number | 5107 |
| Jurisdiction | MARICOPA AZ |
| Township / Civil Division | PHOENIX |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 116711 |
12802 S 40th Pl is owned and occupied by two individuals who bought it in July 2026.
Source: Maricopa County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12802 S 40TH PL, PHOENIX, AZ 85044-3903 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 31, 2026 | Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL |
| Jan 25, 2022 | Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP |
| Jan 9, 2019 | Deed of Trust, Mortgage · Reverse Mortgage SYNERGY ONE LENDING |
| Jul 14, 2020 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS |
| Jul 14, 2020 | Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER |
| Jan 4, 2019 | Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 31, 2026 · Amount on File |
| Deed Sale | Jul 31, 2026 · Amount on File |
| Prior Sale | May 10, 1999 · Amount on File |
| Deed Document Number | 2026456912 |
| Prior Transfer Date | Apr 11, 1996 |
| Prior Transfer Doc | 0000257751 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Jul 31, 2026 |
| Property Address | 12802 S 40TH PL, PHOENIX, AZ 85044-3903 |
| Document Number | 0000456912 |
| Instrument Date | Jul 30, 2026 |
| Instrument | 2026456912 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2026 |
| Title Company | WFG NATIONAL TITLE INSURANCE, WFG NATIONAL TITLE INSURANCE C |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12802 S 40TH PL, PHOENIX, AZ 85044-3903 |
| Document Number | 0000456913, |
|---|---|
| Date | Jul 31, 2026 |
| Instrument | 2026456913 |
| Name | AMERICAN FINANCIAL |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 12802 S 40TH PL, PHOENIX, AZ 85044-3903 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2026 |
| Title Company | EMPIRE W TITLE AGENCY, EMPIRE WEST TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 12802 S 40TH PL, PHOENIX, AZ 85044-3903 |
| Document Number | 0000071682 |
|---|---|
| Date | Jan 25, 2022 |
| Instrument | 20220071682 |
| Name | AMERICAN ADVISORS GROUP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 865 Months |
| Due | Feb 21, 2094 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.66% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Mar 1, 2022 |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Max Rate | 12.6% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 12802 S 40TH PL, PHOENIX, AZ 85044-3903 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 12802 S 40TH PL, PHOENIX, AZ 85044-3903 |
| Document Number | 0000016134 |
|---|---|
| Date | Jan 9, 2019 |
| Instrument | 20190016134 |
| Name | SYNERGY ONE LENDING |
|---|---|
| Type | Lending Institution |
| Address | SAN DIEGO, CA 92108 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 901 Months |
| Due | Feb 21, 2094 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.63% |
| Type Change Date | Feb 1, 2020 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Max Rate At Change | 5% |
| Index | 1-Year LIBOR |
| Max Rate | 5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 12802 S 40TH PL, PHOENIX, AZ 85044-3903 |
| Document Number | 0000652604 |
| Instrument Date | Jul 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 12802 S 40TH PL PHOENIX AZ 850443903, PHOENIX, AZ 85044-3903 |
| Document Number | 0000652604 |
|---|---|
| Date | Jul 21, 2020 |
| Instrument | 652604 |
| Name | AMERICAN ADVISORS |
|---|---|
| Address | ORANGE, CA 92868 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 888 Months |
| Due | Jul 20, 2094 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 12802 S 40TH PL, PHOENIX, AZ 85044-3903 |
| Document Number | 0000652605 |
| Instrument Date | Jul 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 12802 S 40TH PL PHOENIX AZ 850443903, PHOENIX, AZ 85044-3903 |
| Document Number | 0000652605 |
|---|---|
| Date | Jul 21, 2020 |
| Instrument | 652605 |
| Name | FEDERAL HSNG COMMISSIONER |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 888 Months |
| Due | Jul 20, 2094 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.98% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 12802 S 40TH PL, PHOENIX, AZ 85044-3903 |
| Document Number | 0000016135 |
| Instrument Date | Jan 4, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 12802 S 40TH PL PHOENIX AZ 850443903, PHOENIX, AZ 85044-3903 |
| Document Number | 0000016135 |
|---|---|
| Date | Jan 9, 2019 |
| Instrument | 16135 |
| Name | FEDERAL HSNG COMMISSIONER |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 900 Months |
| Due | Jan 8, 2094 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.63% |
The 2025 property tax bill for 12802 S 40th Pl was $2,210.
Source: Maricopa County assessment roll, as of October 22, 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Maricopa County |
| Municipality | Phoenix City |
| Elementary School District | Kyrene Elementary District (PK - 08) |
| Secondary School District | Tempe Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $40,070 (+62.46%) | $400,700 (+8.09%) Land $80,100 Building $320,600 | |
| 2025 | $2,210.00 | $24,665 (-38.64%) | $370,700 (-7.79%) Land $74,100 Building $296,600 |
| 2024 | $40,200 | $402,000 Land $80,400 Building $321,600 | |
| 2022 | $2,003.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 12802 S 40th Pl in Zone X, an area of moderate flood risk.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12802 S 40th Pl is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 87% of Arizona |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Tristate Wi-Fi by Wi-Fiber Fixed Wireless | 400 / 400 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
| AirFiber WISP Fixed Wireless | 100 / 25 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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