Chesterfield County property record for 12802 Rossmere Cir, Midlothian, VA 23114
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,268 sqft · built 1986 |
| Lot Size | 0.345 acres (15,028 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $525,000 (Jul 2026) |
| Tax Bill | $4,062 (2026) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Dec 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01614030400M012 |
| Primary APN | 01614030400M012 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 2,268 sqft Finished Area |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Traditional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 15,028 sqft (0.345 acres) |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 180 sqft |
| Deck Area | 252 sqft |
| Patio Area | 252 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Account Number | 354632001 |
|---|---|
| Street Address | 12802 ROSSMERE CIR |
| City | MIDLOTHIAN |
| State | VA |
| Zip | 23114-3092 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R7 - SINGL |
| Legal Description | STONEHENGE WEST L12BK M SEC 4 |
| Legal Subdivision | STONEHENGE WEST |
| Legal Block | M |
| Legal Lot Number | 12 |
| Jurisdiction | CHESTERFIELD VA |
| Township / Civil Division | MIDLOTHIAN |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 100930 |
Source: Chesterfield County records, as of August 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12802 ROSSMERE CIR, MIDLOTHIAN, VA 23114-3092 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Jul 28, 2026 | Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Dec 17, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CAPITAL CENTER LLC |
| Nov 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CAPITAL CTRL LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 28, 2026 · Amount on Record |
| Deed Sale | Jul 28, 2026 · Amount on Record |
| Prior Sale | Mar 23, 2012 · Amount on Record |
| Deed Document Number | 202627577 |
| Deed Book / Page | 15327 / 823 |
| Prior Transfer Date | Nov 29, 2011 |
| Prior Transfer Doc | 9598-355 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Recording Date | Jul 28, 2026 |
| Property Address | 12802 ROSSMERE CIR, MIDLOTHIAN, VA 23114-3092 |
| Document Number | 0000027577 |
| Book / Page | 15327 / 823 |
| Instrument Date | Jul 23, 2026 |
| Instrument | 202627577 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $53,025.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12802 ROSSMERE CIR, MIDLOTHIAN, VA 23114-3092 |
| Document Number | 0000027578, |
|---|---|
| Date | Jul 28, 2026 |
| Instrument | 202627578 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 12802 ROSSMERE CIR, MIDLOTHIAN, VA 23114-3092 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 013780-768 |
|---|---|
| Date | Dec 17, 2021 |
| Book Page | 13780/768 |
| Instrument | 2021079369 |
| Name | CAPITAL CENTER LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 12802 ROSSMERE CIR, MIDLOTHIAN, VA 23114-3092 |
| Document Number | 13104784 |
| Instrument Date | Nov 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 28, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 12802 ROSSMERE CIR MIDLOTHIAN VA 231143092, MIDLOTHIAN, VA 23114-3092 |
| Document Number | 13104784 |
|---|---|
| Date | Dec 1, 2020 |
| Book Page | 013104/000784 |
| Instrument | 66168 |
| Name | CAPITAL CTRL LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 30, 2035 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.88% |
Source: Chesterfield County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Chesterfield County |
| Unified School District | Chesterfield County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,062.00 (+27.26%) | $453,700 (+3.94%) Land $91,000 Building $362,700 | $453,700 (+3.94%) Land $91,000 Building $362,700 |
| 2025 | $436,500 (+25.4%) Land $81,000 Building $355,500 | $436,500 (+25.4%) Land $81,000 Building $355,500 | |
| 2023 | $3,192.00 | $348,100 Land $73,000 Building $275,100 | $348,100 Land $73,000 Building $275,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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