12802 Limberlost Dr, Carmel, IN 46033 Property Records

Hamilton County property record for 12802 Limberlost Dr, Carmel, IN 46033

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,798 sqft · built 1981
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on File
Tax Bill	$6,005 (2024)
Deeds & Mortgages	Jul 2022 Line of Credit Jan 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`29-10-28-302-010.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-10-28-302-010.000-018`
Alternative APN	`1610280302010000`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,798 sqft Living Area
1st Floor Area	1,572 sqft
2nd Floor Area	1,526 sqft
Basement Area	1,048 sqft
Finished Basement	700 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Architectural Style	Other
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	120 ft deep x 110 ft wide
Terrain	High
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	1610280302010000
Street Address	12802 LIMBERLOST DR
City	CARMEL
State	IN
Zip	46033-9791
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .30, SECTION 28, TOWNSHIP 18, RANGE 4, MOHAWK CROSSING, SECTION 2, LOT 47
Legal Range	04
Legal Township	18
Legal Section	28
Legal Subdivision	MOHAWK CROSSING SECTION TWO
Legal Block	2
Legal Lot Number	47
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1019
Census Tract	110912

Owner

12802 Limberlost Dr is owned and occupied by an individual who acquired it in December 2019.

Source: Hamilton County records, as of March 4, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	12802 LIMBERLOST DR, CARMEL, IN 46033-9791
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2022	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Jan 29, 2019	Deed of Trust, Mortgage · Commercial Mortgage OLD NATIONAL BANK
Apr 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA
Dec 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA
Dec 9, 2019	Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 2019
Deed Sale	Dec 9, 2019
Prior Sale	Mar 9, 2001
Deed Document Number	2019062187
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	12802 LIMBERLOST DR, CARMEL, IN 46033-9791
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12802 LIMBERLOST DR, CARMEL, IN 46033-9791

Mortgage

Document Number	0000035809
Date	Jul 19, 2022
Instrument	2022035809

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2037

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	12802 LIMBERLOST DR, CARMEL, IN 46033-9791
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003194
Date	Jan 29, 2019
Instrument	2019003194

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	CARMEL, IN 46032

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jan 23, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	12802 LIMBERLOST DR, CARMEL, IN 46033-9791
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018575
Date	Apr 7, 2020
Instrument	2020018575

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	12802 LIMBERLOST DR, CARMEL, IN 46033-9791
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000092330
Date	Dec 16, 2020
Instrument	2020092330

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	WESTWOOD, MA 02090

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Dec 9, 2019
Property Address	12802 LIMBERLOST DR, CARMEL, IN 46033-9791
Document Number	2019062187
Map Reference	MB 7 PG 166&167
Instrument Date	Dec 6, 2019
Instrument	2019062187
Transaction Type	Transfer
Record Updated	Oct 22, 2021
Title Company	NEAR NORTH TITLE GROUP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12802 LIMBERLOST DR, CARMEL, IN 46033-9791

Mortgage

Document Number	2019062188
Date	Dec 9, 2019
Instrument	2019062188

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$555,400 Land $142,500 Building $412,900	$555,400 Land $142,500 Building $412,900
2024	$6,005.00 (+12.41%)
2023	$5,342.00 (+9.13%) Homeowner's exemption	$489,700 (+13.99%) Land $99,400 Building $390,300	$489,700 (+13.99%) Land $99,400 Building $390,300
2022	$4,895.00 Homeowner's exemption	$429,600 Land $99,400 Building $330,200	$429,600 Land $99,400 Building $330,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12802 Limberlost Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12802 Limberlost Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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