Allegany County property record for 12802 Gramlich Rd SW, Cumberland, MD 21502
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,056 sqft · built 1983 |
| Lot Size | 0.877 acres (38,223 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $339,500 (Oct 2026) |
| Tax Bill | $3,170 (2025) |
| Deeds & Mortgages | Oct 2026 Sale & Mortgage Sep 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-002010 |
| Primary APN | 29-002010 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,056 sqft Total Area |
| Basement Area | 800 sqft |
| Finished Basement | 800 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 38,223 sqft (0.877 acres) |
| Lot Dimensions | 415 ft deep x 92 ft wide |
| Garage Type | Attached |
| Garage Area | 660 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 230 sqft |
| Patio Area | 528 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 002010 |
|---|---|
| Street Address | 12802 GRAMLICH RD SW |
| City | CUMBERLAND |
| State | MD |
| Zip | 21502-6112 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 12802 GRAMLICH RD 92X415 |
| Jurisdiction | ALLEGANY MD |
| Township / Civil Division | 29, LA VALE |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 1401 |
12802 Gramlich Rd SW is owned and occupied by two individuals who bought it in October 2026.
Source: Allegany County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12802 GRAMLICH RD SW, CUMBERLAND, MD 21502-6112 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 2, 2026 | Deed, Transfer · FHA Mortgage ALCOVA MORTGAGE |
| Sep 15, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 2, 2026 · Amount on File |
| Deed Sale | Oct 2, 2026 · Amount on File |
| Prior Sale | Nov 23, 1982 · Amount on File |
| Deed Book / Page | 3200 / 375 |
| Prior Transfer Date | Aug 11, 2021 |
| Prior Transfer Doc | 002700-0271 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Recording Date | Oct 2, 2026 |
| Property Address | 12802 GRAMLICH RD SW, CUMBERLAND, MD 21502-6112 |
| Document Number | 3200000375 |
| Book / Page | 3200 / 375 |
| Instrument Date | Sep 28, 2026 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $342,895.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 12802 GRAMLICH RD SW, CUMBERLAND, MD 21502-6112 |
| Document Number | 3200000381, |
|---|---|
| Date | Oct 2, 2026 |
| Book Page | 3200/381 |
| Name | ALCOVA MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Recording Date | Sep 15, 2021 |
| Property Address | 12802 GRAMLICH RD SW, LAVALE, MD 21502-6112 |
| Document Number | 002700-0271 |
| Book / Page | 2700 / 271 |
| Instrument Date | Aug 11, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 12802 GRAMLICH RD SW, CUMBERLAND, MD 21502-6112 |
The 2025 property tax bill for 12802 Gramlich Rd SW was $3,170.
Source: Allegany County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Allegany County |
| Unified School District | Allegany County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $283,033 (+10.02%) | $308,800 (-) Land $53,600 Building $255,200 | |
| 2025 | $3,170.00 | $257,267 | $308,800 Land $53,600 Building $255,200 |
| 2023 | $2,449.00 | $225,367 | $231,500 Land $48,200 Building $183,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12802 Gramlich Rd SW in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 11 (1984–2004) |
| Claims Outside the SFHA | 5 of 11 |
| Most Recent Claim | Sep 2004 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12802 Gramlich Rd SW is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| SkyPacket Fixed Wireless | 100 / 20 |
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