12801 Sutter Creek Rd, Sutter Creek, CA 95685 Property Records

Amador County property record for 12801 Sutter Creek Rd, Sutter Creek, CA 95685

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,708 sqft · built 1990
Lot Size4.05 acres (176,418 sqft)
Owner2 Individual Names on Record
Last Sale$635,000 (Sep 2019)
Tax Bill$7,110 (2025)
Deeds & MortgagesDec 2020 Mortgage
Sep 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN040-070-007-000

Property Details

APN / Parcel Number

Primary APN040-070-007-000
Alternative APN
  • 4007000700

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories3 Stories
Building Area2,708 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 2004
Lot Area176,418 sqft
Garage TypeAttached
Garage Area1,400 sqft
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Street Address12801 SUTTER CREEK RD
CitySUTTER CREEK
StateCA
Zip95685-9733
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description44M42 PARCEL 1
Legal SubdivisionPARCEL MAP 2298
Legal Lot Number1
JurisdictionAMADOR CA
Township / Civil DivisionSUTTER CREEK-PLYMOUTH
Census Block Group3
Census Block3001
Census Tract401

Owner

Source: Amador County records, as of July 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address12801 SUTTER CREEK RD, SUTTER CREEK, CA 95685-9733
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Sep 11, 2019Grant Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 11, 2019 · Amount on Record
Deed SaleSep 11, 2019 · Amount on Record
Deed Document Number20196698
Prior Transfer DateJul 27, 2016
Prior Transfer Doc0000005810
Record UpdatedOct 29, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAMADOR CA
Property Address12801 SUTTER CREEK RD, SUTTER CREEK, CA 95685-9733
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address12801 SUTTER CREEK RD, SUTTER CREEK, CA 95685-9733

Mortgage

Document Number0000011957
DateDec 21, 2020
Instrument2020-0011957
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

September 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionAMADOR CA
Recording DateSep 11, 2019
Property Address12801 SUTTER CREEK RD, SUTTER CREEK, CA 95685-9733
Document Number0000006698
Map ReferencePM2298 MB44PG42
Instrument DateSep 9, 2019
Instrument2019-0006698
Transaction TypeTransfer
Record UpdatedJul 22, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address12801 SUTTER CREEK RD, SUTTER CREEK, CA 95685-9733

Mortgage

Document Number0000006699
DateSep 11, 2019
Instrument2019-0006699
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2049

Tax Assessment & Valuation

Source: Amador County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyAmador County
Unified School DistrictAmador County Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$708,349 (+2%) Land $83,661 Building $624,688
2025$7,110.00 (+3.96%)$694,461 (+4.04%) Land $82,021 Building $612,440
2024$767,880
2023$6,839.00 (+2.49%)$667,496 Land $78,837 Building $588,659
2022$6,673.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims9 (1986–2017)
Claims Outside the SFHA5 of 9
Most Recent ClaimJan 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event
  • Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 79% of the US · above 57% of California
Wildfire Likelihood0.5% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAWA, TANNER
serves 4,940 people · EPA ID CA0310003
Water SourceSurface water
Last State InspectionSep 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
AT&T
DSL · Fixed Wireless in parts of the area
10 / 1

May also be available: Cal.net, Verizon, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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Nearby Streets

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