12801 Rte 3, Dubuque, IA 52002 Property Records

Dubuque County property record for 12801 Rte 3, Dubuque, IA 52002

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,864 sqft · built 1966
Lot Size3.41 acres (148,540 sqft)
Owner2 Individual Names on Record
Last Sale$235,000 (May 2017)
Tax Bill$3,502 (2024)
Deeds & MortgagesJul 2026 Line of Credit
Jun 2023 Construction Loan
+ 5 more
Flood ZoneZone X (minimal risk)
APN06-33-351-004

Property Details

APN / Parcel Number

Primary APN06-33-351-004

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,864 sqft Living Area
1st Floor Area1,288 sqft
Basement Area1,288 sqft
Finished Basement700 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1966
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeBrick
Lot Area148,540 sqft (3.41 acres)
Lot Dimensions100 ft deep x 50 ft wide
Garage TypeDetached
Garage Area1,200 sqft
Parking Spaces5 Parking Spaces
PorchOpen Porch
Porch Area96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Street Address12801 ROUTE 3
CityDUBUQUE
StateIA
Zip52002-9804
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCO
Legal DescriptionLOT 2-1-1-1; 2-1-1-1-1; 2-1-1-1-1-1 ALL IN SW - SEC 33 T90N R2E;
Legal Range02E
Legal Township90N
Legal Section33
Legal Lot Number1,2 1
JurisdictionDUBUQUE IA
Township / Civil DivisionPERU
Census Block Group1
Census Block1034
Census Tract1204

Owner

Source: Dubuque County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12801 ROUTE 3, DUBUQUE, IA 52002-9804
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 15, 2026Deed of Trust, Mortgage · Line of Credit
DUPACO COMMUNITY CREDIT UNION
Jun 20, 2023Deed of Trust, Mortgage · Construction Mortgage
DUPACO COMMUNITY CU
Mar 28, 2017Deed of Trust, Mortgage · Line of Credit
DUTRAC COMMUNITY CU
Apr 7, 2020Deed of Trust, Mortgage · Conventional Mortgage
DUPACO COMMUNITY CU
Dec 11, 2019Deed of Trust, Mortgage · Line of Credit
DUPACO COMMUNITY CU
Apr 7, 2020Deed of Trust, Mortgage · Conventional Mortgage
DUPACO COMMUNITY CU
May 30, 2017Warranty Deed, Transfer · Conventional with PMI
DUBUQUE BK&TR

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 26, 2017 · Amount on Record
Deed SaleMay 26, 2017 · Amount on Record
Deed Document Number0000176317
Deed Book / Page17 / 6317
Last Transfer DateMay 30, 2017
Transfer Doc0000006317
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUBUQUE IA
Recording DateJul 15, 2026
Property Address12801 ROUTE 3, DUBUQUE, IA 52002-9804
Document Number0000007697
Instrument DateJul 14, 2026
Instrument20267697
Transaction TypeMortgage
Record UpdatedJul 24, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address12801 ROUTE 3, DUBUQUE, IA 52002-9804

Mortgage

Document Number0000007697,
DateJul 15, 2026
Instrument20267697
Lender
NameDUPACO COMMUNITY CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate6.47%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUBUQUE IA
Property Address12801 ROUTE 3, DUBUQUE, IA 52002-9804
Transaction TypeMortgage
Record UpdatedJul 7, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005741
DateJun 20, 2023
Instrument2023-00005741
Lender
NameDUPACO COMMUNITY CU
TypeCredit Union
AddressDUBUQUE, IA 52001
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term60 Months
DueJun 20, 2028

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUBUQUE IA
Property Address12801 ROUTE 3, DUBUQUE, IA 52002-9804
Transaction TypeMortgage
Record UpdatedOct 12, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003373
DateMar 28, 2017
Instrument2017-00003373
Lender
NameDUTRAC COMMUNITY CU
TypeCredit Union
AddressDUBUQUE, IA 52004
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueMar 27, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUBUQUE IA
Property Address12801 ROUTE 3, DUBUQUE, IA 52002-9804
Transaction TypeMortgage
Record UpdatedOct 12, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000004013
DateApr 7, 2020
Instrument2020-00004013
Lender
NameDUPACO COMMUNITY CU
TypeCredit Union
AddressDUBUQUE, IA 52002
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueApr 1, 2040
Interest
Rate TypeAdjustable Rate
Rate4.25%
Type Change DateApr 1, 2025
Change FrequencyAnnually
Min Rate At Change4.25%
Max Rate At Change6.25%
Index1-Year LIBOR
Max Rate10.2%

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUBUQUE IA
Property Address12801 ROUTE 3, DUBUQUE, IA 52002-9804
Transaction TypeMortgage
Record UpdatedOct 12, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000015574
DateDec 11, 2019
Instrument2019-00015574
Lender
NameDUPACO COMMUNITY CU
TypeCredit Union
AddressDUBUQUE, IA 52002
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueDec 10, 2044
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUBUQUE IA
Property Address12801 ROUTE 3, DUBUQUE, IA 52002-9804
Transaction TypeMortgage
Record UpdatedOct 12, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000004012
DateApr 7, 2020
Instrument2020-00004012
Lender
NameDUPACO COMMUNITY CU
TypeCredit Union
AddressDUBUQUE, IA 52002
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2050

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUBUQUE IA
Recording DateMay 30, 2017
Property Address12801 ROUTE 3, DUBUQUE, IA 52002-9804
Document Number0000006317
Instrument DateMay 26, 2017
Instrument6317
Transaction TypeTransfer
Record UpdatedJun 9, 2017

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$376.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1280 ROUTE 52 N DUBUQUE IA 52002, DUBUQUE, IA 52002

Mortgage

Document Number6318
DateMay 30, 2017
Instrument6318
Lender
NameDUBUQUE BK&TR
TypeBank
AddressDUBUQUE, IA 52002
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMay 29, 2047

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

TypeName
StateIowa
CountyDubuque County
Unified School DistrictDubuque Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$341,600 (+10.34%) Land $99,400 Building $242,200$341,600 (+10.34%) Land $99,400 Building $242,200
2024$3,502.00 (+1.27%)
2023$309,600 (+21.72%) Land $94,700 Building $214,900$309,600 (+21.72%) Land $94,700 Building $214,900
2022$3,458.00 Homeowner's exemption$254,350 Land $78,910 Building $175,440
2021$254,350 Land $78,910 Building $175,440

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
Comelec Internet Services
Fixed Wireless
250 / 50
T-Mobile
Fixed Wireless
100 / 20

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