12800 Gerald Rd, Derby, IN 47525 Property Records

Perry County property record for 12800 Gerald Rd, Derby, IN 47525

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,900 sqft · built 2006
Lot Size	3.85 acres (168,011 sqft)
Owner	Individual Name on File
Last Sale	$154,500 (Sep 2021)
Tax Bill	$1,842 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`005-00099-00`

Property Details

APN / Parcel Number

Primary APN	`005-00099-00`
Alternative APNs	`62-14-12-200-002.000-005` `00001003472`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,900 sqft Living Area
1st Floor Area	1,900 sqft
Basement Area	1,200 sqft
Unfinished Basement	1,200 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Construction Type	Masonry / Concrete Block
Roof Material	Metal
Lot Area	168,011 sqft (3.85 acres)
Terrain	Rolling
Garage Type	Detached
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	128 sqft
Lean-To	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00001003472
Street Address	12800 GERALD RD
City	DERBY
State	IN
Zip	47525-9521
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	005-00099-00 PT SE NE 12-6-2 3.857A
Jurisdiction	PERRY IN
Township / Civil Division	TOBIN
Census Block Group	1
Census Block	1013
Census Tract	952300

Owner

12800 Gerald Rd is owned and occupied by an individual who bought it in September 2021.

Source: Perry County records, as of June 2, 2026

Owner of Record	Individual Name on File
Mailing Address	12800 GERALD RD, DERBY, IN 47525-9521
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2021	Warranty Deed, Transfer · Conventional Mortgage ACCEPTANCE HOME MORTGAGE LLC
May 9, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage FIFTH THIRD BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2021 · Amount on File
Deed Sale	Sep 16, 2021 · Amount on File
Prior Sale	May 9, 2019 · Amount on File
Deed Document Number	202188543
Prior Transfer Date	Apr 22, 2019
Prior Transfer Doc	2019R80608
Record Updated	Sep 20, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PERRY IN
Recording Date	Sep 16, 2021
Property Address	12800 GERALD RD, DERBY, IN 47525-9521
Document Number	2021R88543
Instrument Date	Sep 14, 2021
Instrument	2021R-88543
Transaction Type	Transfer
Record Updated	Feb 14, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7962 CRESTVIEW DRIVE, CLAYTON, OH 45315

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12800 GERALD RD, TELL CITY, IN 47586

Mortgage

Document Number	2021R88544
Date	Sep 16, 2021
Instrument	2021R-88544

Lender

Name	ACCEPTANCE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

May 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PERRY IN
Recording Date	May 9, 2019
Property Address	12800 GERALD RD, DERBY, IN 47525-9521
Document Number	2019R80608
Instrument Date	Apr 22, 2019
Instrument	2019R-80608
Transaction Type	Transfer
Record Updated	Feb 14, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12800 GERALD RD, DERBY, IN 47525-9521

Mortgage

Document Number	2019R80609
Date	May 9, 2019
Instrument	2019R-80609

Lender

Name	FIFTH THIRD BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 12800 Gerald Rd was $1,842 with a homeowner's exemption, down 5% from the year before.

Source: Perry County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Perry County
County Subdivision	Tobin Township
Unified School District	Perry Central Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,842.00 (-5%) Homeowner's exemption	$196,500 Land $48,600 Building $147,900	$196,500 Land $48,600 Building $147,900
2024	$1,939.00
2023		$185,700 (+2.6%) Land $45,500 Building $140,200	$185,700 (+2.6%) Land $45,500 Building $140,200
2022	$1,903.00	$181,000 Land $45,500 Building $135,500	$181,000 Land $45,500 Building $135,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12800 Gerald Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 17, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (2005–2025)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12800 Gerald Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Perry-Spencer Rural Telephone Cooperative Fiber	1,000 / 100

Cell Coverage

4G LTE (outdoors only), no 5G reported

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