12800 138th Ln, Largo, FL 33774 Property Records

Pinellas County property record for 12800 138th Ln, Largo, FL 33774

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,054 sqft · built 1960
Lot Size	0.19 acres (8,281 sqft)
Owner	2 Individual Names on File
Last Sale	$310,000 (Nov 2025)
Tax Bill	$1,027 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Nov 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C62-000-749-4614-6`

Property Details

APN / Parcel Number

Primary APN	`C62-000-749-4614-6`
Alternative APNs	`07-30-15-33840-000-0530` `301507338400000530` `153007338400000530` `R74515`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,054 sqft Living Area
Gross Area	1,623 sqft
1st Floor Area	1,054 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1984
Architectural Style	Custom Design
Exterior Material	Brick/Concrete Block Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	8,281 sqft (0.19 acres)
Lot Dimensions	110 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	381 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	188 sqft
Deck Area	100 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R74515
Street Address	12800 138TH LN
City	LARGO
State	FL
Zip	33774-2438
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GROVE LAKE MANOR LOT 53
Legal Range	15E
Legal Township	30S
Legal Section	7
Legal Subdivision	GROVE LAKE MANOR
Legal Tract	33840
Legal Lot Number	53
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	2
Census Block	2002
Census Tract	25209

Owner

12800 138th Ln is owned and occupied by two individuals who bought it in November 2025.

Source: Pinellas County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12800 138TH LN, LARGO, FL 33774-2438
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2024	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Nov 17, 2025	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2025 · Amount on File
Deed Sale	Nov 17, 2025 · Amount on File
Prior Sale	Jan 13, 2015 · Amount on File
Deed Document Number	2025321953
Deed Book / Page	23360 / 41
Prior Transfer Date	Jan 7, 2015
Prior Transfer Doc	0186442147
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	12800 138TH LN, LARGO, FL 33774-2438
Transaction Type	Mortgage
Record Updated	Dec 5, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12800 138TH LN, LARGO, FL 33774-2438

Mortgage

Document Number	0227100995
Date	Feb 20, 2024
Book Page	22710/995
Instrument	2024042544

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Mar 13, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Nov 17, 2025
Property Address	12800 138TH LN, LARGO, FL 33774-2438
Document Number	0233600041
Book / Page	23360 / 41
Map Reference	MB 43 PG 48
Instrument Date	Nov 12, 2025
Instrument	2025321953
Transaction Type	Transfer
Record Updated	Dec 5, 2025
Title Company	BAKERS TITLE, BANKERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,170.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	490 CHEFFA LN, GOODSPRING, TN 38460

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12800 138TH LN, LARGO, FL 33774-2438

Mortgage

Document Number	0002336043
Date	Nov 17, 2025
Instrument	23360/43

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 12800 138th Ln was $1,027, up 7.5% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Largo City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,027.00 (+7.54%)	$96,288 (+2.9%)	$338,574 (-2.7%) Land $142,728 Building $195,846
2024	$955.00 (+3.8%) Homeowner's exemption	$93,574 (+3%)	$347,985 (+41.97%) Land $176,271 Building $171,714
2023	$920.00 (+5.14%) Homeowner's exemption	$90,849 (+3%)	$245,104 (+3.18%) Land $155,829 Building $89,275
2022	$875.00 Homeowner's exemption	$88,203	$237,547 Land $165,907 Building $71,640

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12800 138th Ln in Zone X, an area of minimal flood risk, though there have been 27 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 26 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	27 (1979–2024)
Claims Outside the SFHA	15 of 27
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Hermine, Sep 2016 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 12800 138th Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile.

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