Santa Clara County property record for 1280 Welburn Ave, Gilroy, CA 95020
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 2 ba · 2,265 sqft · built 1968 |
| Lot Size | 0.147 acres (6,400 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $182,000 (Jan 1995) |
| Tax Bill | $5,103 (2025) |
| Deeds & Mortgages | Oct 2018 Mortgage Dec 2020 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 790-02-075 |
| Primary APN | 790-02-075 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 2,265 sqft Living Area |
| Gross Area | 1,252 sqft |
| 1st Floor Area | 1,252 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 6,400 sqft (0.147 acres) |
| Lot Dimensions | 100 ft deep x 64 ft wide |
| Garage Area | 468 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | None |
| Heating System | HVAC |
|---|
| Street Address | 1280 WELBURN AVE |
|---|---|
| City | GILROY |
| State | CA |
| Zip | 95020-3838 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | TRACT 4351 NORTHWOOD BOOK 228 PAGE 14 LOT 45 |
| Legal Subdivision | NORTHWOOD |
| Legal Tract | 4351 |
| Legal Lot Number | 45 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SOUTH SANTA CLARA VALLEY |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 512505 |
1280 Welburn Ave is owned and occupied by two individuals who acquired it in December 2020.
Source: Santa Clara County records, as of July 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1280 WELBURN AVE, GILROY, CA 95020-3838 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 15, 2018 | Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA |
| Dec 31, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 19, 1995 · Amount on File |
| Deed Sale | Jan 19, 1995 · Amount on File |
| Deed Document Number | 199512778577 |
| Deed Book / Page | 733 / 1422 |
| Last Transfer Date | Dec 23, 2020 |
| Transfer Doc | 0024771361 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 1280 WELBURN AVE, GILROY, CA 95020-3838 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE CONNECT INC |
| Name | Verified Name |
|---|
| Document Number | 0024042406 |
|---|---|
| Date | Oct 15, 2018 |
| Instrument | 24042406 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Address | O FALLON, MO 63368 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Nov 1, 2038 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Dec 31, 2020 |
| Property Address | 1280 WELBURN AVE, GILROY, CA 95020-3838 |
| Document Number | 0024771361 |
| Map Reference | MB 228 PG 13&14 |
| Instrument Date | Dec 23, 2020 |
| Instrument | 24771361 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2021 |
| Title Company | WESTERN RESOURCES TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1280 WELBURN AVE, GILROY, CA 95020-3838 |
| Document Number | 0024771362 |
|---|---|
| Date | Dec 31, 2020 |
| Instrument | 24771362 |
| Name | UNITED WHOLESALE MORTGAGE LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jan 1, 2036 |
The 2025 property tax bill for 1280 Welburn Ave was $5,103 with a homeowner's exemption.
Source: Santa Clara County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | Gilroy City |
| Unified School District | Gilroy Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $422,503 (+2%) Land $102,780 Building $319,723 | |
| 2025 | $5,103.00 Homeowner's exemption | $414,219 Land $100,765 Building $313,454 |
| 2023 | $4,990.00 (+1.71%) Homeowner's exemption | $398,136 Land $96,853 Building $301,283 |
| 2022 | $4,906.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1280 Welburn Ave in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Jan 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1280 Welburn Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.8% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GILROY serves 59,426 people · EPA ID CA4310004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Also Mapped Here | SANTA CLARA VALLEY WATER DISTRICT |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | Nitrate resolved · Jun 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 521 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| Hankins Information Technology Fixed Wireless | 100 / 20 |
May also be available: AT&T, Frontier, GeoLinks.
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