1280 W Bauer Rd, Naperville, IL 60563 Property Records

DuPage County property record for 1280 W Bauer Rd, Naperville, IL 60563

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,768 sqft · built 1980
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on File
Last Sale	$595,000 (Sep 2023)
Tax Bill	$12,684 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Jul 2023 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`07-11-214-015`

Property Details

APN / Parcel Number

Primary APN	`07-11-214-015`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,768 sqft Living Area
Gross Area	3,571 sqft
1st Floor Area	1,625 sqft
2nd Floor Area	1,143 sqft
Basement Area	803 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Brick
Construction Type	Brick
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	12.7 ft deep x 9.8 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1280 W BAUER RD
City	NAPERVILLE
State	IL
Zip	60563-1137
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	CRESS CREEK COMMONS UNIT 4
Legal Subdivision	CRESS CREEK COMMONS
Legal Lot Number	25
Legal Unit	4
Jurisdiction	DU PAGE IL
Township / Civil Division	NAPERVILLE
Census Block Group	1
Census Block	1003
Census Tract	846405

Owner

1280 W Bauer Rd is owned and occupied by two individuals who bought it in September 2023.

Source: DuPage County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1280 W BAUER RD, NAPERVILLE, IL 60563-1137
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 24, 2023	Warranty Deed, Transfer · Construction Mortgage RFLT 7 LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 6, 2023 · Amount on File
Deed Sale	Sep 6, 2023 · Amount on File
Prior Sale	Jul 24, 2023 · Amount on File
Deed Document Number	202357331
Record Updated	Sep 20, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Sep 6, 2023
Property Address	1280 W BAUER RD, NAPERVILLE, IL 60563-1137
Document Number	0000057331
Map Reference	DOC R78-85708
Instrument Date	Aug 25, 2023
Instrument	R2023-057331
Transaction Type	Transfer
Record Updated	Sep 21, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$595.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1131 IVY LN #202 # 202, 202, NAPERVILLE, IL 60563

Mortgage

Document Number	0000057332
Date	Sep 6, 2023
Instrument	R2023-057332

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.99%

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Jul 24, 2023
Property Address	1280 W BAUER RD, NAPERVILLE, IL 60563-1137
Document Number	0000046494
Map Reference	DOC R78-113068
Instrument Date	Jul 11, 2023
Instrument	R2023-046494
Transaction Type	Transfer
Record Updated	Aug 9, 2023
Title Company	CHICAGO TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$495.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1280 W BAUER RD, NAPERVILLE, IL 60563-1137

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 COMMERCIAL DR UNIT 7, 7, YORKVILLE, IL 60560-4731

Mortgage

Document Number	0000049336
Date	Aug 3, 2023
Instrument	R2023-049336

Lender

Name	RFLT 7 LLC
Type	Non-Lending Institution
Address	CHICAGO, IL 60606

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Aug 1, 2024

Tax Assessment & Valuation

The 2025 property tax bill for 1280 W Bauer Rd was $12,684.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Naperville Township
Municipality	Naperville City
Unified School District	Naperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,684.00	$225,539 Land $76,001 Building $149,538	$676,617 Land $228,003 Building $448,614
2022	$10,620.00 Homeowner's exemption Senior Citizen's exemption	$175,370 Land $58,660 Building $116,710	$526,110 Land $175,980 Building $350,130

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1280 W Bauer Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	7 (1979–2010)
Claims Outside the SFHA	5 of 7
Most Recent Claim	Aug 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1280 W Bauer Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPERVILLE serves 156,406 people · EPA ID IL0434670
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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